Introduction: When many investors buy index funds on third-party financial management platforms, they will be confused about whether to buy Class A or Class C funds. In fact, Class A and Class C funds of the same fund are the managers’ asset allocations for investing as a whole.

The operation method is the same, except that Category A is generally for the long term, and Category C is for the short term. Category A will be charged a subscription fee, while Category C has no subscription fee, but there will be service fees. a

The main key to Category C and Category C lies in the subscription amount and holding time.

Therefore, when purchasing third-party financial management platform index funds, you must first consider whether you can hold this fund for a long time. If the holding time can be more than two years, it is best to choose a class A fund, and the holding time is

If it is less than two years old, it is better to choose Category C, which can earn more income.

For many people, there is no way to grasp the best node when buying a fund, and there will be fewer opportunities to make money. So the best way to deal with this situation is to make daily and monthly fixed investments.

Just buy in a certain way. In this way, no matter whether it is a high point or a low point, you can reduce the cost of buying through fixed investment, and you will naturally make money.

In fact, when buying funds, there is no shortage of opportunities in the long run. The best way is to buy in a bear market, so that you can buy relatively cheap funds, but it is difficult to grasp such a situation.

Fund expenses The classification of funds is directly related to the fund's fee rate. For example, if you trade a consistent fund, you need to deduct subscription fees, subscription fees, management fees, sales fees, operating fees, and redemption fees.

Two of the more important ones are the subscription fee and the redemption fee. The fees in these two days are mainly fees that will be paid during the operation.

In summary, this fund company mainly considers it from the perspective of investors when setting up Category A and Category C, because everyone’s investment share is different. Some people like short-term investment, but some people like long-term investment.

To make profits, you need to choose between Category A and Category C according to your actual situation.