China Life Insurance can be said to be a comprehensive insurance group, providing users with various insurance products and services. In China, when it comes to buying insurance, many people's first thought is to buy it in China Life Insurance Group, which shows China Life's excellent strength and good brand image. As we all know, different insurances guarantee different responsibilities, so what are the life insurance types in China? As a large domestic financial insurance group, China Life Insurance covers a number of financial and non-financial institutions, providing users with a variety of insurance services.
1. Introduction of China life insurance products
Look at the insurance products of China life insurance, which are mainly divided into two categories: individual type and enterprise type, and each category involves multiple insurances. The following is the introduction of specific insurance products.
Individuals: Insurance closely related to personal study and living environment is mostly insured by personal information users or their spouses, parents and children who are closely related to users. The main research is aimed at personal property, health and life in China. The personal insurance types of China Life Insurance include:
term life insurance, whole life insurance, telephone life insurance, accident insurance, endowment social insurance, health China insurance, children's education insurance, wealth management product insurance, travel enterprise insurance, insurance activation card, motor vehicle insurance, money market fund, mixed fund, stock investment fund, bond fund and family financial management insurance.
business type: keep close relationship with employees. It is usually necessary for enterprises to insure their employees, which is a social welfare for enterprises to give employees; There are also some types of insurance products for enterprises to insure their business and property. Common types of enterprise insurance include:
employee welfare products (such as employee pension insurance and employee health insurance), family planning insurance, construction insurance, personal accident risk protection, enterprise annuity investment protection, property loss risk protection, enterprise responsibility risk protection, transportation logistics risk protection, etc.
2. What kinds of life insurance products are worth buying in China
Looking at the insurance products of China Life Insurance, the insurance enterprise group develops and provides more diversified insurance products to meet the needs of different users of students. Among many types of insurance, the ones that are most closely related to users are as follows:
1. Health insurance
Health insurance is mainly divided into critical illness insurance and medical insurance, aiming at protecting the health of the insured. Among them, the market development of critical illness insurance and medical insurance companies is very hot at present, and with the deepening of people's understanding of insurance in China, more and more people buy mental health education insurance in recent years.
China Life's common health insurance products include China Life Kangning Life Critical Illness Insurance (219 edition), China Life Fu Rui Ankang Insurance (exclusive edition), China Life E, Kangyue Million Medical Insurance (C) and so on. China Life's critical illness insurance is usually sold in the form of insurance product portfolio, and a policy can be obtained with multiple guarantees. Medical insurance generally covers millions of dollars, which can meet the needs of users for reimbursement of serious illness treatment expenses.
2. Auto insurance
Auto insurance is mainly a kind of insurance for vehicles. In addition to compulsory insurance, this kind of insurance is mostly commercial insurance for car owners. Usually, the insurance amount is high, which can protect both the vehicle itself and
China Life's common auto insurance includes third-party liability insurance, motor vehicle loss insurance, vehicle personnel liability insurance and motor vehicle theft insurance.
to sum up, there are many types of life insurance in China. Finally, remind everyone that no matter which life insurance you buy, you must ask clearly before buying. In addition, you should buy according to your own situation.