1. If you buy financial management for 2 million, your annual income will be around 40,000.
The monthly interest and income are definitely different between deposits and financial management.
Moreover, different risk levels of financial products also have different return ranges.
Based on the current market practice, if the 2 million yuan is available for one year, the deposit interest will be about 40,000 yuan.
As for financial management, the fluctuation range of income is mostly between 0 and 100%. Assume that 20% is 400,000 yuan per year.
2. First, let’s analyze the monthly interest on a 2 million deposit.
The level of interest has a lot to do with the amount of funds and the time of deposit. 2 million yuan is more suitable, while products such as certificates of deposit and special deposits are more suitable.
1,2 million yuan, one-month term, special deposit: 2,000,000 yuan
2.2 million yuan, a large-amount deposit with a term of 5 years (the interest rate discount for large-amount certificates of deposit has been reduced recently): then: 2,000,000 yuan
Average monthly high security fixed interest.
Summary: Choose a deposit, you can get 2 million yuan, high security and relatively fixed, with an average monthly interest of 6,000 yuan to more than 8,000 yuan.
Secondly, let’s analyze the income from investment and financial management: Let’s take the fixed investment in funds that is acceptable to most people as an example: 2 million yuan, buying different index funds, gold and precious metal funds, etc., for portfolio investment, is a fixed investment plan.
, investing in phases and batches, which is conducive to spreading risks and reducing human analysis errors.
In one year, it is possible to obtain 0~100% income.
Judging from the statistical data of a securities company, 20% is relatively promising. After all, most of the various index funds are currently at low levels, then; 2,000,000 yuan
Summary: With 2 million yuan in financial management, if you adopt a combination strategy of index fixed investment, it is possible to achieve a 20% return rate and a profit of 400,000 yuan.
Finally, let’s summarize the analysis: for a deposit of 2 million yuan, the monthly interest is relatively fixed and can be expected to be stable.
2 million yuan in financial management is a wide-ranging choice that varies from person to person.
If we take fund portfolio fixed investment as an example, in the current market, it is possible to achieve a 20% rate of return, with an annualized rate of 400,000 yuan.
Of course, this also requires taking some high risks.
Friendly reminder: 2 million yuan, regardless of deposit or financial management, must be combined with relevant systems to reasonably disperse risks.