If you buy a fund through a bank, it is equivalent to ICBC purchasing it for you. It will definitely take a long time to buy, which is at least 2 to 3 days longer than buying directly from the fund account. Generally, after buying a fund on one working day, you can only see the income on the third working day. If you bought it in a bank, it is normal to see the income after five days. If there is a weekend, it will be postponed for another two days. In addition, it takes a long time to redeem the fund from the bank, about 2-3 working days.