China Agricultural Bank Wealth Pension Insurance. Agricultural Bank of China Wealth Pension Insurance is universal insurance, professional investment, safety and transparency, capital preservation and interest protection, and steady appreciation. From the first policy anniversary (65, 75, 85 and 88 years old) of the agreed pension age to the last policy anniversary before the expiration of the insurance period, if the insured dies on each policy anniversary, the insurance company will pay 2% of the value of the contract policy account at 0: 00 on the policy anniversary once a year.