I believe that most investors will choose to sell the profitable one. After all, the fund has made money, and the loss-making fund can wait slowly. When it returns to its capital, it will only be a floating loss.
This idea accords with human nature. Regardless of whether it is correct to sell the fund that makes money or keep the fund that loses money, in the actual transaction process, it is certainly not determined by which fund makes money now, but by the future space and value of the fund. what do you think?
Look at the fund manager again, the fund manager is the soul of a fund. Can the fund manager decide where the fund's funds will eventually be invested? Choosing an active fund is choosing a fund manager, which is absolutely true. According to the fund manager's historical performance, investment style and risk control ability, the data of historical rate of return, maximum withdrawal rate, volatility and other indicators can be used for auxiliary judgment.
Looking at the fund's position and asset allocation, what the fund buys determines how much money the fund can earn. We should pay attention to whether the fund investment sector has long-term investment value and conforms to the future development trend.
At the same time, the loss of funds, insist on holding may not necessarily have good results. If a fund's market has undergone drastic changes, such as halving, it will be very difficult to return to its original value. Maybe you can choose to stop loss and invest in other funds to make up for the losses from other funds.
Don't just decide whether to sell or keep the fund from the current income performance, but look at the future potential of the fund.