Personal medical insurance can be supplemented. If the original unit has participated in the basic medical insurance and terminated the labor relationship (including medical insurance), it should bring the following materials within 3 months after the termination of the contract, continue the medical insurance as a flexible employee and pay the medical insurance premium during the interruption period, so as to continue to enjoy the relevant medical insurance benefits.
For the flexible employees who participate in the basic medical insurance, pay the basic medical insurance premium, and suspend the relevant treatment in the next month; If the payment is stopped within 3 months (before the 20th of each month), the relevant treatment will be enjoyed from the next month. If the payment is interrupted for more than 3 months, it will be regarded as the first payment, and the medical insurance premium that needs to be paid after 6 months of continuous monthly payment can enjoy the relevant medical insurance benefits paid by the overall fund. The medical expenses incurred during the interruption of payment shall be borne by the individual.
The insured who has applied for a bank payment card shall continuously save the pension and medical insurance premiums payable in the current month before the 20th of each month (if there are unpaid pension and medical insurance premiums last month, the total amount of pension and medical insurance premiums owed in the current month and last month shall be saved).
Medical insurance reimbursement conditions
(1) The insured must go to the designated medical institution of basic medical insurance or to the designated retail pharmacy determined by the social insurance institution with the medical prescription issued by the doctor in the designated hospital.
(2) The medical expenses incurred by the insured in the process of medical treatment must conform to the basic medical insurance drug list, diagnosis and treatment items, the standard scope of medical service facilities and payment standards, and be paid by the basic medical insurance fund according to regulations.
(III) Among the medical expenses that the insured meets the scope of payment of basic medical insurance, the part that is higher than the Qifubiaozhun of the social medical co-ordination fund and lower than the maximum payment limit shall be paid by the social medical co-ordination fund in a unified proportion.
The legal basis of medical insurance is social security law.
Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
According to the law, we can know that the difference between medical malpractice and medical malpractice lies in the different payment methods, different guarantee clauses and different guarantee periods.