The housing accumulation fund cannot be withdrawn from the renovated house. "Regulations on the Management of Housing Provident Fund" does not take decoration as a condition for withdrawing housing provident fund. Therefore, housing provident fund cannot be withdrawn from house decoration, and housing provident fund can only be withdrawn from house renovation. Overhaul generally refers to the main structural part of the house, including foundation, wall, column, beam, floor and roof. Because the damage affects the living safety, it needs to be removed, replaced and strengthened. The procedures for withdrawing housing accumulation fund for renovation are as follows: 1. Workers to the housing provident fund deposit bank or unit to receive and fill out the housing provident fund withdrawal application form. 2. When an employee applies to the unit where he works for the withdrawal of housing provident fund, the unit where he works shall carefully verify and prove the authenticity of the reasons for the withdrawal, sign an opinion on the application form for the withdrawal of housing provident fund, and affix the official seal of the unit. 3 employees hold the "housing provident fund withdrawal application form" and related materials to the management center and its branches or deposit banks for the withdrawal of audit procedures. 4, the management center and its branches or bank in accepting the application for employee withdrawal, after examination and approval, should sign the consent in the "housing provident fund withdrawal application form". 5. After the approval of the management center and its branches or the bank where the account is opened, the employee shall issue a certificate of housing provident fund extraction to the unit where he works with the audited Application Form for Housing Provident Fund Extraction, and go through the extraction procedures at the bank where the account is opened.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund is under any of the following circumstances: (1) purchasing, building, renovating or overhauling self-occupied housing; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.