Profitability: the interest rate of deposits varies according to the term, such as current deposit, fixed deposit and lump sum withdrawal. Interest rates are very low at present. According to the investment direction of funds, the rate of return varies greatly. Generally, the yield of money funds is low, but it can also be higher than 1 year time deposit. Gold fund, stock fund, etc. It depends on market conditions and the level of fund managers.
Safety: In fact, it is the risk taken. The risk of deposit is very low. According to the different investment objects, the risks of the fund are also different.
Liquidity: time deposits have low liquidity. Funds are divided into open-end funds and closed-end funds. Open-end funds mainly look at the difference of redemption dates. Closed-end funds mainly rely on secondary market transactions to achieve liquidity, and in general, liquidity is higher than time deposits.