Let’s look at it together, what will happen to pensions, provident funds and medical insurance?

Today we continue to talk about the latest changes in pensions, personal provident funds and medical insurance.

This year, both employee pensions and urban residents' pensions have increased.

For many retired employees, pensions are an important guarantee of life in old age, so everyone attaches great importance to them.

Entering September, there are also latest changes in pensions. Let’s take a look at them together.

The first is the pension payment method. In fact, generally speaking, we have always emphasized that future pensions will be distributed through social security cards.

According to current data across the country, the number of holders of social security cards has exceeded 1.36 billion.

But starting from September 1, some areas have widely used social security cards to distribute pensions.

However, this also includes Huizhou City, Guangdong Province.

Huizhou City, Guangdong Province.

In August, a notice was issued on the comprehensive application of social security cards to distribute social security benefits.

This announcement states that starting from September 1, 2022, newly added staff will use social security cards to apply for pensions and other benefits.

However, for those who have already received pension benefits, from September 1st to December 31st, they will receive social security cards in batches through the platform.

In addition to pensions, there is a new change in September, which is the housing provident fund.

Generally speaking, only employees of the unit can participate in the housing provident fund. If you pay social security as a flexible employee, you cannot pay the housing provident fund.

But now this requirement has also changed, and more and more regions are gradually allowing people with flexible employment to pay housing provident funds.

For example, Jinhua City, Zhejiang Province, recently stipulated that starting from September 1st, those who are 18 years old, men under 60 years old, and women over 50 years old with flexible employment can also pay housing provident fund.

The deposit amount is twice the provident fund ratio multiplied by your own deposit base.

However, this is very good information for flexible employment people who need to buy a house. After all, after having a personal provident fund, borrowers can get very big preferential treatment at the level.

Then let’s talk about the changes in medical insurance that started in September. Starting from September 1st, there have been some changes in both employee medical insurance and urban residents’ medical insurance.

Urban residents' medical insurance will enter the centralized payment area starting from September 1st. Since urban residents' medical insurance is paid once a year, for urban residents who pay social security insurance, they must remember to pay on time and don't miss the group.

Payment time.

The payment standards for medical insurance have also changed this year, rising by 30 yuan compared to the previous year, from 320 yuan last year to 350 yuan.

However, the increase amount is not very high, and the subsidies given by our country will be higher in comparison. Therefore, it is recommended that responsible people must try their best to pay for urban and rural medical insurance.

But for employee medical insurance, starting from September 1, many cities have officially implemented the outpatient financial security mechanism of medical insurance.

In other words, starting from September 1st in many cities, personal contributions to employee medical insurance will no longer be credited to them, and personal account funds cannot be obtained at will.

At present, Beijing has officially launched implementation, and it is likely that other regions will follow suit.

Perhaps some insured people do not understand the changes in medical insurance, but in today's society where the aging of society is worsening, making fuller use of medical insurance and social security funds is a top priority.