With the development of China's economy and the enhancement of people's financial awareness, more and more people begin to pay attention to fund investment. Fund trading is an important part of fund investment. This paper will analyze the problem of fund trading from many angles.

I. Ways of fund trading

There are many ways to buy and sell funds, including bank counters, online trading platforms of fund companies, and third-party payment treasures. First-time fund investment users can make purchases at the bank counter, so that they can get professional guidance from bank staff. For users who are familiar with fund investment, they can choose more convenient and quick ways such as online trading platform of fund companies or third-party payment treasure.

Second, the time of fund trading.

The time of fund trading is also worthy of our attention. Under normal circumstances, fund companies open their trading business from 9: 00 am to 4: 00 pm on weekdays, and do not open their trading business on Saturdays and Sundays and legal holidays, but some fund companies provide trading services on Saturdays and Sundays. If users need to buy and sell funds during non-working hours, they can choose the telephone trading service provided by fund dealers.

Third, the cost of buying and selling funds.

The cost of buying and selling funds includes handling fees, subscription fees, redemption fees and management fees. Among them, the handling fee refers to the transaction fee that needs to be paid when buying and selling funds, which is generally deducted directly during operation; Subscription fee refers to the fee that users need to pay to subscribe for a fund, which is generally a certain proportion of the net value of the fund; Redemption fee refers to the fee that the user needs to pay when selling the fund, which is generally a certain proportion of the net value of the fund; Management fee is the fee charged by the fund company for managing the fund, which is generally calculated on an annualized basis.

Fourth, the fund trading strategy.

There are many strategies for trading funds, including value investment, growth investment and fixed investment. Value investment refers to choosing undervalued high-quality stocks to invest by studying the company's fundamentals and financial situation; Growth investment refers to choosing companies with growth and investment value to invest; Fixed investment refers to the regular purchase of funds according to certain rules to reduce the impact of market fluctuations on investment. Which strategy to choose needs to be comprehensively considered according to personal risk preference, capital scale and market environment.

To sum up, fund trading is an important part of fund investment, which needs us to analyze and study from multiple angles. Only by choosing a reasonable buying and selling method, grasping the buying and selling opportunity, reducing the buying and selling cost and choosing a suitable buying and selling strategy can we get better returns in fund investment.