Stars can have a rice circle culture, because stars sing well, shoot well or simply, because they are beautiful and handsome, which is ok, but fund managers can't be particularly prominent, because it is based on the aura of the public. Many investors have this kind of rice circle culture because the fund manager's past performance is better, but now from the fund manager's own point of view, he can't guarantee that his future performance will be so good, because people expect too much from him, which is not a good thing. Moreover, when you buy a fund, no one has ever told you that this kind of radicalism must be a sure bet, and no one has told you that you will definitely get a return on capital of 10% and 20%. If expectations are too high, problems will easily occur.
It doesn't matter whether people invest in stocks, banks, deposits or gold, but they know that investment is risky. There is no risk in bank deposits because the state helps you avoid this risk with the help of insurance companies, but investment in any industry is risky, and so is buying funds. Whether it is index type or pure currency type, stock type or mixed type, it has its own risks. If there are risks, there is no guarantee that you will make money and invest. Originally, it was said that we should look at the past performance of this fund and then take the risk ourselves, instead of buying this because we think the fund manager is very good.
If a fund manager has a strong practical ability, it is really easier to help you make money, but the fund manager does not guarantee that he can help you make money. Just like buying stocks, the stock market is risky and needs to be cautious in investment. This sentence is very correct. In the past, people bought funds because of their good performance in the past, or because this new manager has been managing funds for more than 10 years, with rich experience and strong professional ability. Everyone thinks that the risk of buying is small. Now more and more people buy funds to follow suit, watch others buy them and buy them themselves, thinking that this manager will definitely make us make money. This idea is actually wrong.
Buying a fund can really make money. Its average rate of return is much better than putting money in a bank deposit, but it is still risky. Some funds are not operating in a particularly ideal state, or are affected by the relatively large fluctuations in the stock market this year, or one of the bonds he has added will default, which will affect his final income, so you should be prepared to take risks.