1. After buying the fund, you can take it out and spend it. But if you buy a fund, the management fee will be deducted. For example, you spent 10000 yuan to buy a fund. When you actually bought it, (the number of funds given to you) * (the fund price at that time) may be =9600 yuan. So, when you take it, if the fund doesn't increase the price but doesn't decrease the price, it may be 9600 yuan.

2. Funds are generally traded in banks. If you open a fund account, you can also sell it through online banking. At the time of selling, it is the current price of the fund (the price at the time of selling). At the same time, you can also check your fund and the current price of the fund at any time in online banking (the price at the time of inquiry).