Bonds have the characteristics of "controlling risks and stabilizing expected annualized returns". However, ordinary investors face various obstacles when investing in bonds, such as limited purchase channels, lack of bargaining power in the primary market, lack of sufficient professional knowledge in the analysis of expected annualized returns of bond assets, and lack of information acquisition channels. Bond funds provide investors with a stable investment channel that saves time and effort. For example, Wanjia Enhanced Expected Annualized Expected Return Bond Fund follows the basic principle of minimizing risk under the target expected annualized expected return, positioning itself as a fixed expected annualized expected return investment tool with a stable growth trend, and striving to achieve "product instrumentalization and normalization of expected annualized expected return" to help investors achieve long-term and stable performance growth.

So how do investors choose bond funds? Investors should consider the investment scope, investment style and transaction cost.

The first is the investment scope, which is the main factor that determines the expected annualized income level of risk expectation, and is also the first concern of the people. There are many bond funds in the market, and the highest stock investment ratio reaches 20%. There are many bond funds with the highest stock investment position of 40% in the market, but the proportion of 40% is close to that of hybrid funds, and the risk is still high in the current market environment. In addition, the relatively lowest risk is pure debt funds, which are not allowed to invest in stocks.

Secondly, it depends on the investment style of bond funds. Through the choice of bond investment varieties, we can see their preference for bond investment. In the aspect of issuing new shares, different bond funds also have obvious style deviation. Based on the principle of not participating in secondary market transactions, some bond funds only carry out online innovation, almost all of which are sold on the first day of listing, and do not participate in offline innovation; There are also bond funds that make innovations offline to improve the success rate of new shares.

Finally, we can look at the transaction costs of bond funds. Old bond funds often have subscription and redemption fees, while new bond funds often use sales service fees instead of subscription and redemption fees, avoiding one-time fees and diluting them to every day. The total fees of different bond funds differ by as much as two or three times, so investors should choose products with lower fees among similar funds. Take Wanjia Bond Fund as an example. The fund is exempt from subscription and redemption fees, and the sales service fee is accrued from the fund assets, and investors do not need to pay when trading.