How to pay work-related injury insurance
The compensation process of industrial injury insurance is: 1. The unit shall declare the work-related injury to the Labor Bureau within 30 days after the accident, apply for labor ability appraisal after having the work-related injury certificate, and then be compensated by the work-related injury insurance institution; 2. If the unit fails to declare within 30 days, the individual workers with work-related injuries should apply to the local labor bureau for work-related injury identification within one year after the accident, apply for labor ability appraisal after obtaining work-related injury identification, and apply for compensation to the work-related injury insurance institution according to the disability level after the appraisal result. The compensation amount of industrial injury insurance can only be determined according to the injury situation. According to the provisions of the Social Insurance Law, the compensation items for work-related injuries are as follows: Article 38 of the Social Insurance Law, the following expenses incurred due to work-related injuries shall be paid by the work-related injury insurance fund according to state regulations: (1) medical expenses and rehabilitation expenses for treating work-related injuries; (2) Hospitalization food subsidies; (three) transportation and accommodation expenses for medical treatment outside the overall planning area;
(four) the cost of installing and configuring assistive devices for the disabled;
Analysis of industrial injury insurance
Industrial injury insurance is mainly an accidental injury that may occur in daily life. In order to solve the risks caused by such accidental injuries, relevant laws and policies have a good guarantee for Bao Zheng's own work and life. The advantage of industrial injury insurance is that it can reasonably guarantee the safety in daily work. If there is an accident, it can provide good security and economic guarantee for itself and safeguard its own rights and interests. But there are also some shortcomings, mainly because the waiting and appraisal time of this insurance is very long and the procedures are very complicated. It is a waste of time to follow reasonable procedures, but this insurance is still very well guaranteed and must be used.
If you encounter certain risks at work, those who can apply for and use industrial injury insurance must use this insurance, which is still very effective.