Zhongan Online Property Insurance Co., Ltd. was jointly established by Ant Financial, China Ping An and Tencent in 20 13. Zhongan focuses on the application of new technologies to reshape the insurance value chain, focusing on the four ecosystems of health, digital life, consumer finance and automobiles, serving the new generation with science and technology, and providing them with personalized, customized and intelligent new insurance. The businesses and businesses of affiliated companies include: Zhongan Insurance, Zhongan Medical, Zhongan Small Loan, Zhongan Technology, Zhongan Brokerage, Zhongan International and Zhongan Bank.
On September 28th, 20 17, Zhongan was officially listed on the main board of the Hong Kong Stock Exchange with the stock code of 6060, becoming the first internet insurance company in the world, with Ou Yaping as the chairman and executive director. According to the financial report, on 202165438+February 3 1 day, Zhongan had 379 full-time employees1person. Zhongan ranked second among the top 100 global financial technologies in 20 17, ranked189th among the top 500 private enterprises in China in 20 19, and ranked sixth in China's brand power index in 2022.
Advantages and disadvantages of public safety and people's protection
Low insurance threshold: free of health notification, not limited to occupational categories, 80-year-old can also be insured with illness, even if he has a serious illness or any abnormal health will not affect the insurance. Full coverage: hospitalization, cancer and proton heavy ion specific drugs can be reimbursed both inside and outside social security, and transportation subsidies, ambulances and internet medical care have been expanded. There are many value-added services: self-help value-added services such as medical advance payment, green link for serious illness, video consultation and direct subsidy for medical expenses. Let patients see a doctor without worrying about money and procedures.
The only drawback of Zhongan Zhongmin Insurance is that the reimbursement rate of general hospitalization medical expenses is not high, only 80%, but proton heavy ion medical treatment commonly used in cancer treatment is 100% reimbursement.