The court freezes the housing accumulation fund, and individuals have no right to take it away. Housing provident fund can only be withdrawn after thawing.

If the person subjected to execution fails to perform the judgment of the court, the court may freeze his housing provident fund account, suspend payment to him, and prevent the person subjected to execution from transferring property.

Therefore, there is only one premise for the court to freeze the housing provident fund account. That is, the person subjected to execution has unfulfilled obligations determined by effective legal documents.