1.Class A funds will not charge investors sales service fees, while Class C funds will charge investors sales service fees.

2. Class A funds charge subscription fees, while Class C funds do not charge subscription fees, nor are they pension investors.

3. Class A funds charge subscription fees, while Class C funds do not charge subscription fees, nor are they pension investors.

4. There is a redemption fee for holding Class A funds within two years (inclusive), and there is no redemption fee for more than two years; There is a redemption fee for Class C funds held within 30 days (inclusive), and there is no redemption fee for Class C funds held for more than 30 days.

The advantage of fund A is that there is no sales service fee for investing here. If investors want to invest in the fund for a long time and expect to hold it for more than two years, they can buy Fund A. ..

If investors want to get a quick return, they can invest in fund C.

In graded funds, fund A is generally low-risk and low-return, which can also be understood as guaranteed income. Although there will be objective risks in investment, in the graded fund, the risk of fund class A can be ignored.

I. Bond funds

The charging method of Class A bond funds is front-end charging, that is, investors need to pay subscription fees when purchasing funds; Class C bond funds have neither subscription fees nor redemption fees. Investors do not need to pay fees when subscribing and redeeming, but they need to charge sales service fees on a daily basis.

Investors who choose Class A bond funds need to meet the following two conditions:

1. Investors bought a lot of money. For example, some debt-based funds stipulate that investors who choose Class A for more than 5 million yuan only need to pay 1000 yuan for each subscription, which is the lowest-cost transaction method.

2. For investors whose funds are suitable for the long term, because Class A belongs to the front-end expenses, it is difficult for investors to have large-scale short-term arbitrage, which makes their performance relatively stable, and long-term investment will have better expected annualized income.

If you choose Class C, it is suitable for some investors with small purchase amount and uncertain holding time. Because the subscription fee of Class C is 0, the investment period can be long or short, and the amount can be large or small. Moreover, the redemption fee for holding for 30 days is zero, and the sales service fee is only charged at the annual rate of 0.3%, which greatly reduces the transaction cost of investors.

Second, hybrid funds.

The suffixes A and C of hybrid funds are similar to debt-based funds, and the main difference lies in the different charging methods; The subscription fee is charged at the front end of Class A hybrid funds, and no sales service fee is charged; Class C hybrid funds do not have subscription fees, but only charge sales service fees. For example, China Merchants Fengda Hybrid C only charges 0.5% sales service fee.

When investing, investors need to choose appropriate fund products according to their independent judgment ability. Investors can draw a definite conclusion through various comparisons and invest in appropriate fund products according to their own conclusions. Investment is risky, so be cautious when entering the market.