Notice on further deepening the implementation plan of urban housing system reform
Promulgated by Jiangsu Provincial People's Government
Promulgated on 19980924
Implementation date: 19980924
Chapter name notification
People's governments of cities and counties, provincial committees, offices, departments and bureaus, and provincial units:
The provincial leading group for housing system reform will further deepen the reform of urban housing system.
Now the implementation plan is forwarded to you, please carefully organize the implementation according to the actual situation.
Implementation plan on further deepening the reform of urban housing system
Provincial housing system reform leading group
Full text of chapter name
In order to implement the requirements of the 15th National Congress of the Communist Party of China on "establishing urban housing accumulation fund and speeding up the reform of housing system"
Degree "spirit, to further deepen the reform of urban housing system in our province, to speed up the housing construction, according to the"
Notice of the State Council on Further Deepening the Reform of Urban Housing System and Accelerating Housing Construction (Guo Fa [
1998] No.23), and this implementation plan is formulated.
I. Guiding ideology, objectives and basic principles
(A) the guiding ideology of deepening the reform of urban housing system: steadily promote the commercialization and socialization of housing.
Will gradually establish a new type of urban housing to meet the requirements of the socialist market economic system and China's national conditions.
System; Accelerate housing construction, make the housing industry a new economic growth point, and constantly meet the needs of urban residents.
The growing demand for housing.
(2) The goal of deepening the reform of urban housing system is to stop the physical distribution of housing and gradually realize it.
Monetization of housing distribution; Establish and improve the multi-level urban housing supply based on affordable housing.
Response system; Develop housing finance, cultivate and standardize the housing trading market.
(3) The basic principles for deepening the reform of urban housing system are: adhering to the principle of unified government throughout the country.
Under the guidance of policy objectives, local governments make decisions separately and act according to local conditions and capabilities; Adhere to the state, units and
Personal reasonable burden; Adhere to the "new house system, old house law", smooth transition, comprehensive support.
Two, stop the physical distribution of housing, and gradually implement the monetization of housing distribution.
(4) June 1 998+February1Stop housing distribution in kind and gradually implement housing distribution.
Monetization of distribution. Employee housing is mainly purchased by individuals, and the source of housing funds is: employees.
Capital, housing accumulation fund, individual housing loan, and original housing construction funds of finance and units can all be used.
Housing subsidies for renovation, etc.
(5) After the shiwupeizu is stopped, the ratio of house price to income (that is, a set of construction area in this area is 6.
The ratio of the average price of affordable housing of 0 square meters to the average annual salary of dual-employee families is 4.
More than times, and the original financial and unit housing construction funds can be converted into city and county (city) housing subsidies.
) and units, more than 4 times the part, you can have no room and the housing area does not meet the required area standards.
Implement housing subsidies for employees. The housing subsidy area standard (see table 1) formulated in this scheme is only for
The new system applies when buying a house. Specific subsidy measures shall be formulated and reported by the municipal and county (city) people's governments.
It will be implemented after being approved by the provincial people's government.
1.1998165438+1The area of no house and housing that worked before October 30th has not been reached.
Employees with specified area standards can be given a one-time subsidy when buying a house.
(1) The family housing subsidy shall be supplemented by the work units of both husband and wife according to the housing payment that employees should enjoy.
Paste area standard is calculated separately. The amount of employee housing subsidy is the amount of subsidy and subsidy per square meter of construction area.
The product of areas.
(2) The amount of subsidy per square meter of employee housing construction area shall be announced by the city and county (city).
The calculation base is the difference between half of the average house price and the price borne by employees per square meter of construction area.
The ratio of house price to income is more than 4 times. If you buy a house before the end of 1999, you can fully subsidize it.
The upper limit of post-subsidy ratio is announced by the provincial government every year.
The burden price of employees per square meter of construction area is 4 times of the average salary of employees in the previous year divided by 60.
Calculated in square meters, the average wage is subject to the figures published by the local statistical department.
(3) Employees whose houses do not meet the specified area standard shall be calculated according to the area difference when purchasing new houses.
Calculate one-time housing subsidies.
(4) The house purchase subsidy is paid in one lump sum when the employee purchases the house. More than 25 years working experience (
Employees with 25 years) are paid in full, and employees with less than 25 years are paid according to the actual working years.
The subsidy for the remaining years will be deducted year by year in the future working years as a loan.
(5) If the employee who purchased the house has worked for less than 25 years and transferred or resigned, the loan balance will be paid by the new unit.
Or give it back at once when I leave.
2. After199812.1days, employees who take part in the work will be given housing on a monthly basis.
Subsidies. Subsidies are determined according to the ratio of house price to income and the level of local economic development.
The monthly subsidies enter the special fund account of individual housing and are managed according to the principle of provident fund.
And use.
(six) qualified cities and counties (cities) and units can give workers seniority subsidies, the amount of subsidies is
Affordable price per square meter of construction area and seniority rate of employees' families (0.6%), 1992.
Years ago, the product of length of service and subsidized area.
(seven) the establishment of housing subsidies application, approval, distribution and use of management system. housing allowance
When employees buy a house, the funds are directly allocated to the selling unit to prevent the loss.
(eight) the housing subsidy funds mainly come from finance and the original housing construction funds of the unit.
Absolutely. Governments and units at all levels should do a good job in the budget (plan), approval and allocation of annual housing funds.
Work, and according to the principle of fairness and reasonableness, determine the distribution object.
(nine) to establish and improve the individual housing provident fund accounts of employees, and further improve the housing provident fund.
Collection rate, in accordance with the "housing reform leading group decision-making, center operation, bank account opening, financial supervision".
Principles of strengthening housing accumulation fund management and system construction. The relevant undertaking bank shall be the city, county (city
The housing provident fund management center provides good services.
(ten) the unit housing provident fund deposit ratio in principle remains at 6%, conditional city and county (
City) can be adjusted to 7%, and the proportion of individual housing provident fund deposit remains unchanged at 6%. Payment base by employee
Average monthly salary 1997 was approved.
(11) started before June 30th.19981199912.
Houses completed before the end of the month can be in accordance with the "provincial government on deepening urban housing development.
Notice of System Reform Plan (Su [1995] No.29) was issued to employees.
For sale, it can also be purchased by employees according to the provisions of this embodiment.
Third, establish a new housing supply system.
(twelve) the implementation of different housing supply policies for different income families. The lowest-income families can
Rent low-rent housing provided by the government; Low-and middle-income families buy affordable housing and ordinary residents live there.
House; Other high-income families buy and lease commercial housing at market prices. Specific measures of housing supply policy
By the city and county (city) people's government.
(thirteen) the new affordable housing, the sale price is the policy guidance price, according to the implementation of capital preservation.
The principle of meager profit is determined.
The cost price of new affordable housing includes compensation for land acquisition and demolition, survey and design, and prophase.
Residential areas (including non-operating supporting public residential areas) engineering costs, building installation costs, infrastructure construction costs.
Construction cost), management fees, loan interest and taxes and other seven factors, the profit is controlled below 3%.
Newly-built affordable housing is only for sale, and it is not affordable to change the house you bought into cost housing.
Workers who meet the housing standards are sold.
(fourteen) low-cost housing can be adjusted from the retired old public housing, and can also be solved by the government.
Government or unit funded construction. Adequate low-cost public housing should be reserved for the lowest-income families. cheap
The rent of rented houses shall be formulated by the government, and the specific standards shall be formulated by the people's governments of cities and counties (cities).
(fifteen) the purchase of affordable housing and low-cost housing to implement the application and approval system. tool
Measures shall be formulated by the people's governments of cities and counties (cities).
(sixteen) urban housing demolition and resettlement should be combined with housing reform, and monetary resettlement should be implemented in principle.
(seventeen) to expand the housing rental market and supply housing in various ways. Encourage real estate development enterprises
Industry to increase long-term investment, rental housing to the society; Encourage private owners and urban and rural residents with economic strength.
People buy commercial houses and rent them as profitable assets.
(eighteen) the financial departments at all levels will no longer allocate funds for the purchase and construction of housing units. Meet the general requirements of the city.
On the premise of planning and adhering to land conservation, we will continue to encourage fund-raising, cooperative housing construction or the establishment of employee housing.
Cooperatives and other forms of housing construction.
Encourage qualified enterprises and institutions to build affordable housing and allow them to use their own land.
By raising funds to develop and build affordable housing, enjoy the treatment of national affordable housing construction.
Formulate various policies.
(nineteen) to speed up the reform of the current housing maintenance management system, the implementation of socialization, specialization,
Marketized property management. Build new houses, fully implement the management of residential quarters and after-sales products of public houses.
Industry management. Standardize the behavior of property management enterprises, introduce competition mechanism and improve service level.
Do a good job in housing maintenance and environmental management of residential quarters to relieve residents' worries about buying a house.
Fourth, further deepen the reform of existing public housing.
(20) Continue to promote rent reform. According to the State Council's Opinions on Deepening the Reform of Urban Housing System
Decision on leather (Guo Fa [1994] No.43) and Su [1995] No.29.
Spirit, from 1 99865438+February1,the rent of public houses in the province increased by about 20%.
, that is, the use area per square meter of brick-concrete first-class residential buildings; Ning, Zhen, Yang, Tong, Tai and Xu Wei 1.60.
Yuan; Su, Xi, Chang 1.75 yuan; Huaiyan Liansu 1.45 yuan. Rent increase
After that, where conditions permit, 0.8 employees can be added on the basis of the original housing rent subsidy.
Percentage points, the number of retirees increased 1 percentage point. The subsidy base is1employees at the end of 997.
Capital calculation. Continue to identify social relief objects for retirees and civil affairs departments with real family difficulties.
, non-working entitled groups and families of poor workers. Implement a reduction and exemption policy. Temporary suspension of government regulations
The sale of public housing should properly control the rent increase. Rent expenditure exceeds household income 10%.
For the part, with the approval of the local housing fund management center, you can use the provident fund of the member family to pay.
(twenty-one) the stable sale of public housing rented by employees. From 1 99865438+February1
From now on, the cost of selling the house will be increased by 3% on the basis of the price of 1997. At present, the house discount is adjusted as follows.
2%, the one-time payment discount is adjusted to 8%, and the annual service discount rate is still 0.6%.
Employees to buy existing public housing in accordance with the provisions of the existing housing purchase area standards (see table two
)。 The part that does not exceed the lower limit of the purchase area standard is calculated according to the cost price of enjoying preferential policies; lower limit
The part between it and the upper limit shall be calculated at the cost price that does not enjoy preferential policies; Consistency of parts exceeding the upper limit
At market price.
Housing area standards are still in accordance with the "general office of the provincial party committee, the provincial government office on the issuance of the" party and government organs
Notice on the Interim Provisions on the Administration of the Construction, Distribution, Repair and Use of Cadres and Workers' Housing (SUBAN)
1997] 140).
(twenty-two) the campus can not be divided and closed management of housing, teachers' apartments and other revolving houses.
A, included in the old city reconstruction planning area, located in the street should be transformed into commercial buildings, bungalows, not.
Villa, quadrangle, escrow house, property rights are still controversial, historic and local cities and counties (
Houses that the people's government considers unsuitable for sale shall not be sold.
(XXIII) Previously, some pilot cities, enterprises and institutions in our province intensified their housing reform.
We should conscientiously sum up experience and continue to deepen reform on the original basis.
Five, cultivate and standardize the housing market.
(twenty-four) the implementation of access system for the purchase of public housing and affordable housing.
Cities and counties (cities) should register the housing situation of urban workers' families and check it correctly.
Change the illegal behavior in the process and establish personal housing files. According to the delivery formulated by the Ministry of Construction and other departments
The green access system regulates and manages the trading rules and markets of purchased public housing and affordable housing.
The listed transactions of purchased public housing and affordable housing are gradually carried out on the basis of pilot projects, and cities and counties
(city) listing plan shall be submitted to the provincial people's government for approval.
(twenty-five) cities and counties (cities) under the jurisdiction of each province have the conditions to establish and improve unified norms.
, functional housing tangible market, providing information, transactions, property registration, intermediary (consulting,
Brokerage, evaluation, agency) and other services.
(twenty-six) employees to buy housing according to the housing reform policy, in the acquisition of housing ownership certificates and state-owned land.
After the land use certificate is approved by the city and county (city) housing reform office, its housing can be listed and traded.
In order to include buying and selling, leasing, exchange, mortgage, etc.
(twenty-seven) employees to buy housing listed transactions, should also handle the maintenance of housing public parts.
If the procedures are changed, the maintenance fund will be transferred accordingly.
The intransitive verbs accelerate the development of housing finance.
(twenty-eight) to expand the scope of individual housing loans to all commercial banks in all cities and towns.
Personal housing loans can be issued. Cancel the scale limit of individual housing loans and relax individuals appropriately.
The loan term of the housing loan.
(twenty-nine) the development and construction of affordable housing loans, the implementation of guiding plan management. business
Under the requirements of asset-liability ratio management, Industrial Bank gives priority to the development and construction of affordable housing loans.
(30) Improve the registration system of housing property mortgage, develop housing loan insurance and prevent loans.
Risk, to ensure the safety of loans.
(thirty-one) adjust the direction of housing provident fund loans, housing provident fund should be mainly used for employees.
Loans for individuals to buy, build and repair their own houses.
(thirty-two) the development of housing provident fund loans and commercial bank loans combined housing loans.
Money transactions. Housing provident fund management institutions and commercial banks should simplify procedures and improve service efficiency.
(thirty-three) personal housing loan guarantee, can take real estate mortgage, securities pledge,
The guarantor of real estate mortgage is guaranteed by a special guarantee company (insurance company, real estate company).
In many ways.
Seven, strengthen leadership, pay close attention to implementation, to ensure the smooth implementation of the reform.
(thirty-four) the city and county (city) people's government should strengthen the reform of urban housing.
Leadership, according to the requirements of this plan, carefully calculated and formulated the implementation plan of 1998.
, submitted to the provincial government for approval before implementation.
(thirty-five) to strengthen the publicity of housing reform, study the theory of housing reform, and actively guide cadres and groups.
Establish a new concept of housing.
(thirty-six) strict discipline, strengthen supervision and inspection. For violating Su [1995] 2
Document No.9 and the spirit of this plan, we will continue to allocate physical housing free of charge and sell public housing at low prices.
Increase housing subsidies in disguise, sell or buy public housing at a low price or below the cost price,
Supervision departments at all levels should seriously investigate and deal with acts of profiteering from public houses and private rents.
(thirty-seven) this scheme is explained by the housing system reform office of the provincial government.
(thirty-eight) this plan shall be implemented as of the date of promulgation. The original relevant policies and regulations, where inconsistent with this.
If the scheme is inconsistent, this scheme shall prevail.
Appendix to Chapter Name 1: Housing Subsidy Area Standard for Employees
Ordinary cadres and workers: 75 square meters
Department-level cadres: 90 square meters
Division level cadres: 1 10 square meter
Bureau-level cadres:135m2 Note: The above area refers to the building area.
Chapter Name Appendix II: Standard of Existing Housing Purchase Area
General cadres and workers: 65-85 square meters
Department-level cadres: 75- 100 square meters
Division level cadres: 90-120m2
Bureau-level cadres:130-150m2 Note: The above area refers to the construction area.