The normative definition of fixed-term investment is a fund investment mode in which an investor applies through a designated fund sales organization, agrees in advance on the deduction date, deduction amount, deduction method and the name of the invested fund, and the sales organization automatically completes the deduction and subscription in the bank account designated by the investor on the agreed deduction date. Invest regularly, every little makes a mickle. Investors may have some idle funds from time to time. By regularly planning to buy the target and increasing the investment value, they can "gather sand into mountains" and unconsciously accumulate a lot of wealth. Regardless of investment time. The key to investment is "buy low and sell high", but few people make a profit by grasping the best trading point when investing. In order to avoid this artificial subjective judgment error, investors can invest in the market through the "fixed investment plan", regardless of the market entry time, market price and long-term investment decision on its short-term fluctuation.
Average investment and risk diversification. The capital is invested in stages, with high and low input costs and relatively low long-term average, which maximizes the diversification of investment risks. The compound interest effect is considerable for a long time. The income of the "fixed investment plan" is the compound interest effect, and the interest generated by the principal is added to the principal to continue to derive income. Through the effect of rolling interest calculation, the compound interest effect is more obvious with the passage of time. It takes a long time for the compound interest effect of fixed investment to be fully displayed, and it is not appropriate to terminate it casually because of short-term market fluctuations. As long as the long-term prospects are good, the short-term decline in the market is an opportunity to accumulate more cheap units. Once the market rebounds, long-term accumulated units can make a one-time profit. Regular investment includes two investment modes: fixed investment mode and fixed investment mode. Fixed-term investment mode: Fixed-term investment, referred to as fixed investment for short, refers to a fund investment mode in which an investor applies through a designated fund sales organization, and the date, amount and method of deduction for each period are agreed in advance, and the sales organization automatically completes the deduction and fund subscription application in the bank account designated by the investor on the agreed deduction date;