Because there is also a civil service subsidy in the civil service medical insurance. That is to say, when the medical expenses reach a certain amount, except for general medical insurance reimbursement, which is generally 90%, 10% paid by individuals is paid by civil servants' subsidies, and 80% to 100%.

1. Civil servants' medical insurance reimbursement is higher than that of ordinary urban population, generally reaching 90%.

2, the same payment of civil servants medical insurance than ordinary urban population medical insurance included in the personal account.

Article 15 of the Civil Service Law, civil servants shall enjoy the following rights:

(a) to obtain the working conditions that should be met to perform their duties;

(2) It shall not be dismissed, demoted, expelled or punished without legal reasons or legal procedures;

(three) to receive wages and enjoy welfare and insurance benefits;

(4) participate in training;

(five) to criticize and make suggestions on the work of organs and leaders;

(6) lodging complaints and accusations;

(7) applying for resignation;

(eight) other rights as prescribed by law.

By the end of 2020, there will be about 7 million civil servants. As a member of the establishment, civil servants will not lose their jobs, commonly known as iron rice bowls, and will not pay unemployment insurance.

Therefore, civil servants only have four insurances and one gold, but in fact, civil servants also have some benefits that ordinary enterprises do not have. It can be said that they have supplementary insurance Including civil servants' supplementary medical insurance, social security, occupational annuity, supplementary provident fund is housing supplement, and there will be year-end performance and year-end bonus at the end of the year.

Civil servants, as national civil servants, are paid for by the state. Civil servants have supplementary medical insurance during their employment and retirement to ensure medical treatment during their employment and retirement.

Civil servants will pay medical insurance for urban workers when they are on duty or on vacation. After 20 19, the national medical insurance and maternity insurance will be merged and paid at 8.8% of the salary. Individuals generally pay 2% of their wages, and the rest is borne by the unit.

This includes basic medical insurance for employees, serious illness insurance for employees and maternity insurance for employees. 5% is included in the overall medical insurance reimbursement fund, and 3.2% is included in the employee medical insurance card as a personal account fund. All civil servants pay as the highest payment base, and the money transferred to personal accounts will not be less. This policy and reimbursement ratio are similar to those of ordinary enterprise employees who pay employee medical insurance, and the reimbursement ratio is the same as that of deductible line and capping line.