Investment and financial management have certain risks. In the process of investment and financial management, we will not always make profits, but often lose money. What if closed-end financial management has been losing money? What should I do if I buy a closed-end financial management and need money urgently? With regard to this knowledge, we have prepared relevant contents for your reference.

1. What if closed-end financial management keeps losing money?

Closed-end wealth management products have a certain closed period. During the closed period, we can't perform subscription and redemption operations, and the operation pages of subscription and redemption are closed. In other words, we can't complete any transactions during the closed period.

If the closed-end wealth management products we buy have been losing money, there is nothing we can do during the closed-end period. We can only redeem closed-end wealth management products after the closed period or on regular open days. Of course, if you are optimistic about the follow-up of wealth management products, you can also make up your position on regular open days, spread the investment cost evenly, and wait for the subsequent rise.

For some fixed-term wealth management products without a closed period, we can redeem them in advance. The expected income of such wealth management products is often fixed and belongs to non-net-worth wealth management products. But if we redeem it in advance, we will lose some interest income.

In addition, wealth management products similar to closed-end funds can be traded in the market, that is, in the secondary market, in the case of losses. Cash out through the secondary market, but selling wealth management products when it falls, may also suffer certain losses.

Because closed-end wealth management products can't be redeemed during the closed period, you should pay attention to the closed period when buying and choose the appropriate wealth management products according to your risk tolerance.

Second, what should I do if I buy a closed-end financial emergency?

What should I do if I buy a closed-end financial management and need money urgently? There are several main methods. First of all, read the financial product manual carefully to see if it can be redeemed in advance. Not all closed-end wealth management products can not be redeemed in advance, but the product manual or purchase agreement of wealth management products shall prevail.

Second, if it is a closed-end fund and other financial products, see if it can be traded in the market. If it can be traded in the market, it can be sold in the secondary market to complete the withdrawal operation.

Third, most bank wealth management products support pledge, and we can pledge loans with wealth management products. At the same time, some wealth management products can also be transferred, and we can also withdraw cash through transfer.

The above is about "what if closed-end financial management has been losing money?" What should I do if I buy a closed-end financial emergency? "Knowledge. If you want to know more about financial management, you can click on the following courses to learn.