The income is relatively stable and the risk is relatively small. It is suitable for people with little cash liquidity and can be withdrawn at any time, which is more convenient. You can keep it for a day. Hehe, of course, the longer you save it, the higher the income.
Suggestion: After the initial subscription, you can go to Huaxia Bank website www.95577.com.cn for further inquiry, redemption and further subscription, which is quite convenient. You can also apply for regular fixed subscription at the counter.
1. The interest rate is about 2.2%, and there is no interest tax, which is higher than the income of one-year time deposit. Moreover, if you choose to reinvest in dividends, it is daily income and carried forward at the end of the month, which is equivalent to compound interest.
2. Funds can be mobilized flexibly. If you need money, you just need to redeem it on the next working day, which is almost as convenient as a current deposit.