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How to treat the phenomenon of large balance of assets of five social insurance funds in China in recent years
First, unemployment insurance and industrial injury insurance are more specific insurance than medical care and pension, and they are not as basic as pension and medical care.

Second, there is still a certain gap between unemployment insurance benefits and the social average wage, which is handled differently in different places. Moreover, objectively speaking, unemployment in China mainly refers to employment outside the system. After we left a unit, it was even more exaggerated to say that washing dishes was higher than receiving unemployment benefits, not to mention the lack of waiters everywhere. I mean, at present, many people can finish job-hopping quickly, and the probability of falling into economic crisis is small;

Third, the unemployment payment rate is not high, and workers do not have to pay work-related injuries at all. Workers don't know much about their policies and regulations, scope of protection, application conditions and handling procedures, and lack some subjective consciousness of actively protecting themselves.

Fourth, many units, especially large state-owned enterprises and central enterprises, have to assess production safety every year. If one person is seriously injured or one person dies with a work-related injury record, that's not bad. Therefore, for their own development, even the year-end awards, these payment leaders are generally reluctant to declare the reimbursement of work-related injury insurance, because in many cases, the money paid after the successful assessment is more than enough after paying the same work-related injury benefits.