China Life Insurance Cai Ying Children's Insurance 99 requires the insured or the insured to bring the insurance policy and ID card to the insurance company to collect the money after reaching the refund date agreed in the contract, or require the insurance company to deposit the insurance money directly into its bank account. China Life Insurance Cai Ying Children's Insurance 99 can receive the return insurance money at three points:

1. The insured survives safely until 18 years old, and can receive 30% basic guarantee;

2. If the insured lives safely to the age of 22, he can receive 30% of the basic insurance amount;

3. The insured can receive 40% of the basic insurance amount if he lives safely until he is 25 years old.

After the collection time of China Life Insurance Cai Ying Children's Insurance (99th Edition) is up, you can go to the insurance company with the insured's valid ID, insurance policy and bank card for collection, or you can let the insurance company directly transfer the money to the account designated by the insured and the insured.

China Life Endowment Insurance for Gifted Children is a child insurance product with an insurance age of 60 days-14 years old, which is launched by China Life Insurance Co., Ltd., and the insurance period is from the effective date of the contract to the insured's survival to the age of 25.

Product characteristics

1. Care for growth, and provide support for children to become talents, establish a career and settle down.

2. Premium Exemption The premium exemption clause is specially introduced so that you can have a rest.

3. Policy loans can be obtained according to the terms and conditions of the policy.

Safeguard responsibility

1. Successful insurance education is related to children's future. Establish an education fund in the family to prepare enough funds for children to go to college in advance.

2. When the children of venture capital enter the society for the first time and are fledgling, give enough financial support at the initial stage.

3. Anjiajin prepares children for marriage and family.

4. Premium Exemption Once the parents encounter misfortune, they can stop paying if they meet the terms and conditions, and the insurance policy will continue to be valid, continuing the care of parents and ensuring the safe growth of their children.

5. If the loan is in urgent need of funds, the loan can be obtained according to the policy.

First, the insurance for success.

If the insured survives to the effective date 18 years old, 30,000 yuan will be paid as talent insurance premium according to 30% of the basic insurance amount.

Second, establish insurance money.

If the insured survives to the age of 22 on the effective corresponding date, 30,000 yuan will be paid as occupational insurance money according to 30% of the basic insurance amount.

Third, claim insurance.

If the insured survives to the corresponding date when he is 25 years old and pays 40,000 yuan as the basic insurance premium, the contract will be terminated.

Four. Death insurance money

If the insured dies before the effective date of 18, the company will refund 1.5 times the premium paid, and the contract will be terminated without interest; The effective date of the insured 18 years old corresponds to his future death, and the company pays the unpaid survival insurance money in one lump sum, and the contract is terminated.

Verb (abbreviation of verb) is exempt from insurance premium.

If the insured dies before the effective date of reaching the age of 18, and the insured survives, the insurance premium for the subsequent period will be exempted and the contract will continue to be valid.