What does the fund dividend mean? You mean extra money?
Fund dividend means that the fund distributes part of the income to fund investors in cash, which is originally a part of the net value of the fund unit. Fund dividends are not extra money, but only part of the fund income is distributed to investors in advance. After dividends, the net value decreases, and the total assets of the Fund held by investors remain unchanged.
If you now hold 1 0,000 shares of a fund, and the net value of the fund is 1.5 yuan, then the total value of your fund at this time is 1, 500 yuan. Then the fund company pays dividends, and each share is distributed to 0.5 yuan. Then you will get 500 yuan's bonus. After dividends, the net value of the fund will be reduced to 65,438+0 yuan. At this time, the total assets of the fund you hold are RMB 65,438+0,000. Holding fund assets before dividends 1500 yuan; After dividends, he holds the fund assets of 65,438+0,000 yuan and the 500 yuan from dividends. The total assets have not changed, but the net value of the fund has decreased.
Fund dividend means that the fund distributes part of the income to investors in cash, which is originally a part of the net value of the fund unit. Therefore, the fund dividend is not as much as possible. Investors should choose a dividend method that suits their own needs. Fund dividend is not the biggest standard to measure fund performance. The biggest criterion to measure the fund's performance is the growth of the fund's net value, and dividends are just the cash for the growth of the fund's net value.
After reading the above analysis and examples, I believe everyone has a more comprehensive understanding of the concept of fund dividends. For investors, fund dividends are neutral. If the net value rises rapidly after dividends, it is a good thing.