Hybrid fund refers to a fund that invests in stocks, bonds and money markets at the same time without a clear investment direction. Its risk is lower than that of stock funds and its expected return is higher than that of bond funds. It provides investors with a tool to diversify their investments among different assets, which is more suitable for more conservative investors.

Types include: hybrid funds are divided into partial stock funds (stock allocation is 50%-70%, bond allocation is 20%-40%), partial debt funds (just the opposite of partial stock funds), balanced funds (the average ratio of stocks and bonds is about 40%-60%) and allocation funds (the ratio of stocks and bonds depends on market conditions).

Ping An Bank sells a variety of fund products on a commission basis. Different funds have different risks, returns and investment directions. You can log in to Ping An Pocket Bank APP- Home-Financial Management-Fund Channel for information and purchase.

Tips:

1. Fund products are issued and managed by Fund Management Co., Ltd. Ping An Bank is only a consignment agency, and the consignment agency does not undertake the responsibility of product investment, redemption and risk management.

2. The above information is for reference only, and it is risky to enter the market, so investment should be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Reply time: 2022-0 1-05. Please refer to the latest business changes announced by Ping An Bank in official website.