2. Insurance: As one of the financial troika, insurance institutions are often the focus of overseas asset allocation of customers, so CRS will naturally not miss this opportunity. As long as the policies purchased by customers in insurance companies have cash value or annuity insurance, they are all objects that CRS wants to get back.
3. Securities: When it comes to securities companies, everyone is familiar with them. Personal assets belong to valuable investment assets and are naturally the key objects of CRS retrieval. In fact, in addition to the investment assets of securities companies, such as fund companies, private investment institutions, third-party financial institutions, trusts, reinvestments, futures, companies that buy and sell financial assets, and family offices. Are the focus of attention.
1. Financial assets refer to the symmetry of physical assets, and refer to assets owned by units or individuals in the form of value. Claiming that physical assets are an intangible right. It is the general name of all financial instruments that can be traded in the organized financial market and have realistic prices and future valuations. The biggest feature of financial assets is that they can provide their owners with immediate or long-term monetary income streams in market transactions. Although the existence of financial markets is not a necessary condition for the creation and trading of financial assets, in most countries' economies, financial assets are still traded in the corresponding financial markets.
2. Financial assets can be divided into cash and cash equivalents and other financial assets. The former refers to the assets owned by individuals in the form of cash or highly liquid assets, and the so-called highly liquid assets mainly refer to the cash income of various bank deposits, money market funds and life insurance. Other financial assets refer to assets formed by individuals due to their investment behavior, such as various stocks and bonds. Financial assets include all financial instruments provided to financial markets. However, whether it is a physical asset or a financial asset, it can only be called an asset if it is the investment object of the holder. If we look at the cash issued by the central bank and the stocks and bonds issued by enterprises in isolation, we can't say that they are financial assets, because for the central bank and enterprises that issue them, cash, stocks and bonds are all debts. Therefore, cash, deposits, vouchers, stocks, bonds, etc. Not simply called financial assets, but should be called financial instruments.