Legal analysis: the expenses required for work-related injury treatment shall be paid in advance by the unit where the work-related injury personnel work. Individuals who pay in advance shall apply to the company for reimbursement of expenses. After being identified as a work-related injury by the labor and social security department, if the employer participates in the overall planning of work-related injury insurance, the employer shall report and settle the expenses that have occurred in line with the catalogue of work-related injury insurance diagnosis and treatment projects, the catalogue of work-related injury insurance drugs and the hospitalization service standard of work-related injury insurance to the agency; The expenses that continue to meet the scope of payment of the industrial injury insurance fund shall be settled by the agency to the cooperative medical institution of the industrial injury insurance agreement. After the accident, the medical expenses shall be paid in advance by the company. If the employee pays in advance, the employer shall pay compensation together after the work-related injury is identified. After the work-related injury is confirmed, the employer shall apply for payment by work-related injury insurance instead of general medical insurance. In addition to medical expenses, industrial injury insurance will also pay one-time industrial injury compensation, industrial injury employment subsidy and industrial injury medical subsidy, as well as hospitalization food subsidy, lost time and nursing expenses according to the level of industrial injury. If you need a second operation, you have to pay for the second operation.

Legal basis: Article 30 of the Regulations on Industrial Injury Insurance. Workers who suffer from accidents or occupational diseases at work shall enjoy medical treatment for work-related injuries after treatment. Workers with work-related injuries should seek medical treatment in medical institutions that have signed service agreements. In case of emergency, they can go to the nearest medical institution for first aid. If the expenses required for work-related injury treatment meet the catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs and the hospitalization service standard of work-related injury insurance, they shall be paid from the work-related injury insurance fund. The catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs and the hospitalization service standard of work-related injury insurance shall be stipulated by the social insurance administrative department of the State Council in conjunction with the health administrative department of the State Council, the food and drug supervision and management department and other departments. Food subsidies for hospitalization of workers with work-related injuries, and certificates issued by medical institutions and approved by agencies. The transportation and accommodation expenses required for workers with work-related injuries to seek medical treatment outside the overall planning area shall be paid by the work-related injury insurance fund, and the specific standards for fund payment shall be stipulated by the people's government of the overall planning area. Workers with work-related injuries who treat non-work-related diseases do not enjoy medical treatment for work-related injuries, and shall be treated according to the basic medical insurance method. The expenses for work-related injury rehabilitation treatment for workers with work-related injuries to medical institutions that have signed service agreements shall be paid by the work-related injury insurance fund if they meet the requirements.