Fan Wenyi, self-evaluation of active employment of banks:
Dear leaders:
Hello, I graduated from Hunan Normal University in July, 20XX, and joined Changsha Branch of Industrial and Commercial Bank of China. Now I have been practicing for one year. I will report my study after one year as follows:
I am proactive, love the China * * * production party, support the leadership of the party, and learn Marxism-Leninism, Mao Zedong Thought, Deng Xiaoping Theory and? Theory of Three Represents theory? The important thought of.
Love ICBC, work actively, study all kinds of documents issued by the branches of the general province, study the speeches of President Jiang Jianqing, President Huang and President Huang, implement the principles, policies and resolutions of ICBC, and conscientiously study and implement them? Three points unified? Actively participate in the development and reform of ICBC.
I studied hard, carefully studied the Interim Provisions on Audit and Punishment of Industrial and Commercial Bank of China, Staff Manual of Industrial and Commercial Bank of China and other relevant laws and regulations, and established a strong sense of risk prevention.
Participated in one-week business training in sub-branches, one-week business training in West Lake Training Center organized by provincial banks, anti-counterfeiting training, personal online banking training, etc. , and achieved excellent results in relevant examinations and assessments.
I work hard to exercise my basic skills, learn with an open mind, ask questions diligently, take notes carefully, practice my basic skills hard after work, and study business knowledge hard. I have learned a lot about personal savings, online banking, foreign exchange trading, funds, insurance, bank cards, financial management and national debt.
I worked as an intern in Meihuadong Sub-branch, Chaonan Sub-branch and Xiaolan Sub-branch. No matter where I work, I work hard with an open mind and get the praise of my leading colleagues.
I abide by discipline, unite with colleagues, respect leaders, be ready to help others, have a strong sense of collectivism honor, and actively participate in various recreational activities of our bank.
I actively participate in the news of our website? Information report? Work, I have published relevant articles on our website, and will try to publish them in the future.
I took an active part in various activities of the bank and won the first prize in the financial knowledge contest in May this year? Diamond award? , join the branch? RMB settlement account? The essay contest won the second prize.
In the past year, I have been working hard and I am proud to join ICBC. I believe in the spirit of dedication, enterprising, pursuing Excellence and never giving up. I used to develop in ICBC with all my partners.
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Fan Wen 'er, Self-evaluation of the Bank's Changing to a Positive Position;
Dear leaders:
Since xxx, under the guidance and training of leaders at all levels, with the care and help of colleagues, I have made certain achievements in thinking, work, study and other aspects, and my overall quality has also improved to a certain extent. Now I will make a brief summary report on my situation this year.
Ideologically, I adhere to the Four Cardinal Principles, support the Party's principles and policies, consciously abide by various laws and regulations, and earnestly study Marxism-Leninism, Mao Zedong Thought, Deng Xiaoping Theory and Jiang Zemin? Theory of Three Represents theory? Important thoughts, consciously establish a noble world outlook and outlook on life, establish a socialist concept of honor and disgrace, arm yourself with advanced ideas, and make yourself move forward step by step. Of course, I will continue to strengthen my study to meet the needs of social development and improve my political theory quality to meet the objective requirements of social and economic development.
In business, we should strive to consolidate our professional foundation, expand our knowledge and complete our work better. After five years of college study, I have learned more professional basic knowledge, but I am very short of practical experience and social experience. However, the relaxed and harmonious working atmosphere and good learning and development opportunities in the department made me quickly complete the transition from a student to a staff member. Be able to face setbacks correctly and treat problems dialectically. I always keep a positive attitude and work hard at work. At work, I concentrate on my own work, systematically study professional knowledge, and also pay attention to strengthening the understanding and mastery of medical knowledge, and improve my knowledge structure and knowledge system, so as to get familiar with the work situation as soon as possible and avoid detours.
The past year has been a year of continuous learning and enrichment, and a year of active exploration and gradual growth. Of course, I still have some shortcomings, such as lack of experience and thoughtfulness. In my future work, I will be strict with myself, strengthen my study, sum up experiences and lessons seriously, and overcome my shortcomings. In my future work, I will try my best to find my own position, try my best to contribute to the hospital and create real wealth for the society.
Fan Wensan, self-evaluation of the bank's becoming a full member:
Dear leaders:
Hello!
After I graduated from Shanxi University of Finance and Economics in July xx, I joined Jiandong Sub-branch of Agricultural Bank of China, and now I have been practicing for one year. The following is my study report in the past year:
I love the Agricultural Bank of China, work actively, study all kinds of documents issued by the branches of the general province, conscientiously implement the principles, policies and resolutions of ICBC, and conscientiously study and implement them? Three points unified? Actively participate in the development and reform of ICBC.
I participated in a month's branch business training and the anti-counterfeiting test of the People's Bank of China, and achieved excellent results.
I am diligent in practicing basic skills, learning with an open mind, asking questions and taking notes carefully. I am diligent in practicing basic skills and studying business knowledge after work. I have learned a lot about personal savings, online banking, funds, insurance and bank cards.
In the past year, I have been working hard, and I am proud to join the Agricultural Bank of China. I believe in the spirit of dedication, pursuit of Excellence and never giving up. I am willing to work with all partners and develop with ABC.
During the internship, you should write your own bank internship self-evaluation, and of course, bank employees should also become full members when they become full members. The following is a simple self-evaluation model. During the summer vacation, I had the honor to go to Shuangliu County Sub-branch of China Industrial and Commercial Bank for a month's accounting practice, and I learned a lot of knowledge beyond books and benefited a lot. Let's briefly discuss real-name registration system, a bank savings deposit.
First, the meaning of savings deposit real-name registration system
Savings deposit real-name registration system refers to a system in which residents must produce valid certificates when opening accounts and handling savings business in financial institutions, and bank employees are obliged to keep records and require depositors to leave their names on certificates of deposit. Its fundamental purpose is to promote the financial system to ensure the authenticity and legitimacy of personal financial assets on the basis of fairness, justice and openness under the condition of effectively protecting personal interests and safeguarding national interests.
Since the founding of the People's Republic of China 50 years ago, the savings deposit system has been a registered savings system. Its registered name can be real name, pseudonym, code name or the names of relatives and friends. Especially for current savings, banks only recognize passbooks but not people. As long as the cashier provides the passbook, shows the seal or enters the password, the bank will pay at a discount. Savings deposit real-name registration system is a financial system that developed countries have already implemented, and it is also a financial system implemented by most developing countries.
Second, why should the real-name registration system save money?
China's current registered deposit system can be said to have caused a series of social and economic problems from the source, hindered the process of reform and opening up, and has reached the point where it is difficult to return.
1, the accelerated growth of savings deposits masks the amazing transfer of social wealth. By the end of June 1999, the total savings deposits of China Trade Bank reached 6.3 trillion yuan. China residents' savings deposits have increased geometrically. 1987, the balance of China's residents' savings deposits was only 307.3 billion yuan, 1992 exceeded 1 trillion yuan, 1994 exceeded 2 trillion yuan, t995 exceeded 3 trillion yuan, and 1998 exceeded 5.3 trillion yuan. Since 1992, China's gdp growth rate has certainly embarked on a rapid growth channel. The highest year 1992 14. 1%, and the lowest year 1998 7.8%. From 1992 to 1998, the arithmetic average is only 10. Second, some personal income has not come from national income, but directly from the loss of state-owned assets.
2, tax collection and management difficulties, serious tax evasion. Paying taxes is a citizen's obligation, but under realistic conditions, being able to evade taxes has become a personal skill. For many financial managers, tax evasion has become their obligation. The proportion of China's individual income tax in per capita gdp is about 0.28%, which is far lower than the average level of 2. 1% in developing countries. The fundamental reason is that China's current savings deposit system cannot support the collection and supervision of personal income tax. The imperfection of the deposit system is not conducive to the establishment of a citizen's credit system, and it is impossible to clarify the individual's obligations to the country, to adjust the income gap between residents and the gap between the rich and the poor through tax leverage, to alleviate social contradictions, and to enable the country to concentrate on doing great things.
3. China's relevant adjustment policies are at a loss, and the implementation effect is greatly reduced. For example, in view of the sluggish domestic demand and consumption in China, the state has issued a series of policies to stimulate consumption, such as continuously lowering interest rates, encouraging consumer credit, levying income tax on savings interest, raising the salaries of civil servants and staff of public institutions, and stimulating education consumption. But the implementation effect of these policies is not obvious. Why? Because the registered savings deposit system covers up the gap between the rich and the poor, it is difficult for the legislature and the administrative organ to prescribe the right medicine. For a few rich people, the income is only a numerical increase or decrease, but for them, the money can never be spent all their lives, and they have everything they need, so they are paralyzed by the policy of stimulating consumption.