When it comes to financial management, we naturally think of Yu 'ebao, which can be said to be our most common one. Behind the balance treasure is the money fund. If you switch to the money fund, won't the income be higher?

Which income is higher, Yu 'ebao or Monetary Fund?

On the 7th today, Yu 'ebao expects an annualized income of 4. 1020%, with an expected annualized income of 1. 108 1 yuan per 10,000 copies. Since July this year, the expected annualized income of Yu 'ebao has been stable at 4. 1%-4.2%, which has no advantage compared with the expected annualized income of traditional money funds.

Difference between Yu 'ebao and Monetary Fund

① Difference between deposit and withdrawal: Yu 'ebao can be withdrawn by deposit, which can not only earn income, but also pay for consumption. It also supports real-time transfer, making users' funds more flexible. Ordinary money funds can only be redeemed after purchase and have no other use.

② Difference in investment time: Yu 'ebao can be operated at will after being deposited, while ordinary money funds can only operate the fund after a certain number of days.

3 The principal income is different: the fund has income on the day of purchase, while Yu 'ebao has income only the next day.

In fact, Yu 'ebao is a wealth management product launched by Alipay, and Yu 'ebao is also a monetary fund product of Tian Hong Fund, which is actually the same. The above difference is that it wants to compare with other money funds.