classification: social livelihood > >

Analysis of other social topics:

Unemployment insurance refers to a system enforced by the state through legislation, in which the society sets up funds to provide material assistance to workers whose livelihood is temporarily interrupted due to unemployment. It is an important part of the social security system and one of the main items of social insurance. The social security system includes social insurance, social relief, social welfare, social preferential treatment and resettlement, basic living security and reemployment of laid-off workers from state-owned enterprises, among which social insurance includes five items: endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. Unemployment insurance has the following main characteristics: First, it is universal. It is mainly established to ensure the basic life of wage-earning workers after unemployment, and its coverage includes most members of the labor force. Therefore, in determining the scope of application, the insured units should be regardless of departments and industries, regardless of the nature of ownership, and their employees should be regardless of the form of employment, regardless of their home towns and rural areas. After the dissolution or termination of labor relations, as long as they meet the conditions, they have the right to enjoy unemployment insurance benefits. Analyzing the changes of the scope of application of unemployment insurance in China, it shows a trend of gradual expansion, from four kinds of people in state-owned enterprises to seven kinds of people in state-owned enterprises and employees in enterprises, and then to all enterprises and institutions in cities and towns and their employees as stipulated in the Unemployment Insurance Regulations, which fully embodies the principle of universality. The second is mandatory. It is enforced by laws and regulations formulated by the state. According to the regulations, units and their employees within the coverage of the unemployment insurance system must participate in unemployment insurance and fulfill their payment obligations. According to the relevant regulations, units and individuals that fail to fulfill their payment obligations shall bear corresponding legal responsibilities. The third is mutual aid. The unemployment insurance fund mainly comes from social fund-raising, which is shared by units, individuals and the state. The payment ratio and payment method are relatively stable. The unemployment insurance premiums raised are all incorporated into the unemployment insurance fund, regardless of the source channel and the nature of the payer, and are uniformly dispatched and used in the overall planning area to play the function of mutual assistance.