2. The income is different. P2P is a new industry, and the interest rate has not been marketized. So its income varies greatly. Trust wealth management products have existed for many years, so the income is relatively stable.
3. The risks are different. At present, P2P is more risky than trust. But if you choose the right platform, the risk can be controlled.
4. The investment threshold is different. The threshold of P2P financial management is low, but the investment in trust financial products is generally above 654.38+0 million.
5. The direction of funds is different. P2P financing funds will generally flow to small and medium-sized enterprises or individuals. However, the funds of trust wealth management products will be concentrated on major projects.
6. Financial management time is different. P2P financial management has long-term financial management mode and short-term financial management mode, so the time is not fixed. However, trust wealth management products are generally one to two years.