Ask the enterprise annuity fund.

The enterprise annuity fund refers to the enterprise supplementary endowment insurance fund formed according to the funds raised by the enterprise annuity plan formulated according to law and its investment and operation income. Trustee, account manager, custodian and investment manager are the four key subjects of market-oriented operation of enterprise annuity fund. Enterprise annuity is an important part of multi-level old-age insurance system, which is a supplementary old-age insurance system voluntarily established by enterprises and employees on the basis of participating in basic old-age insurance according to law under the guidance of national policies. The development of enterprise annuity plays an important role in improving the social security system, promoting economic development and improving the living standards of retirees.

enterprises that set up enterprise annuities set up an enterprise annuity board or choose a corporate trustee as the trustee, who is fully responsible for the operation of enterprise annuity funds. The trustee selects account managers, custodians and investment managers to perform relevant functions in the operation of enterprise annuity funds.

According to relevant laws and regulations, the Bank can provide customers with account management, custody and consulting services for enterprise annuity funds.

account management of enterprise annuity fund

account management of enterprise annuity fund means that the Bank accepts the entrustment of the trustee of enterprise annuity fund, signs the Contract for Account Management of Enterprise Annuity Fund, and establishes accounts for enterprises and their employees, records payment and investment operation income, calculates treatment payment, and provides inquiries according to the contract and the rules of enterprise annuity plan provided by the trustee.

product function:

establish enterprise accounts and personal accounts of enterprise annuity funds; Record the contributions of enterprises and employees and the investment income of enterprise annuity funds; Check the payment data and the property changes of the enterprise annuity fund account with the custodian in time; Calculate the enterprise annuity treatment; Provide enterprise annuity fund, enterprise account and personal account information inquiry service, etc.

Applicable object:

Enterprises, pension companies, trust companies and other corporate pension fund trustees.

Main service contents:

1. Establish enterprise, employee and plan information;

2. establish enterprise accounts and personal accounts of enterprise annuity funds;

3. record the contributions of enterprises and employees and the investment income of enterprise annuity funds;

4. check the payment data and the property changes of the enterprise annuity fund account with the custodian in time;

5. calculate the enterprise annuity treatment;

6. Accounting and recording the transfer of annuity funds;

7. provide information inquiry service for enterprise accounts and personal accounts of enterprise annuity funds;

8. Regularly submit enterprise annuity fund account management reports to the trustee and relevant regulatory authorities;

9. Keep the enterprise annuity fund account management files for at least 15 years in accordance with state regulations;

1. other duties stipulated by the state and agreed in the contract.