Qualification examination of the buyer → file search → signing a real estate sales contract → fund supervision → online signing → transfer → paying taxes → obtaining certificates → unfreezing funds → real estate delivery.

2. The owner redeems the building without the red book, and the buyer pays the full amount:

Qualification examination of the buyer → file search → signing the real estate sales contract → applying for early repayment (before signing the sales contract) → fund supervision → paying off debts → retrieving the certificate of immovable property rights and canceling the mortgage information → canceling the mortgage → online signing → transfer → paying taxes → obtaining the certificate → unfreezing the funds → real estate delivery.

3. The owner's little red book is not in hand, and the guarantee company is entrusted to redeem the building, and the buyer pays the full amount:

Qualification examination of the purchaser → file search → signing a real estate sales contract → fair entrustment for redeeming the building → applying for early repayment and printing the repayment list → fund supervision, short-term mortgage loan application of the owner → letter of guarantee issued by the guarantee company → payment by the bank for redeeming the building → repayment by the guarantee company → obtaining the property right certificate and its cancellation mortgage information → cancellation of mortgage → online signing → transfer of ownership → tax payment → obtaining the certificate → unfreezing the funds → real estate delivery.

4. Red indicates the loan from the owner and the buyer:

Qualification examination of buyers → file search → inquiry → signing real estate sales contract → evaluation → fund supervision, mortgage application → loan commitment letter (if the loan is approved by provident fund center first) → online signing → transfer → tax payment → obtaining certificate → unfreezing down payment → mortgage registration → bank issuing the final payment → house delivery.

5. If the owner doesn't have his little red book, he will redeem the building himself, and the buyer will take out a loan:

Qualification examination of buyers → file search → inquiry → signing a real estate sales contract → applying for early repayment (before signing a real estate sales contract) → evaluation → fund supervision, mortgage application → loan commitment letter (if the loan is approved by the provident fund center first) → paying off debts → getting back the real estate title certificate and canceling the mortgage information → canceling the mortgage → online signing → transfer → paying taxes → obtaining the certificate → unfreezing the down payment → mortgage registration → bank lending.

6. The owner's red book is not in hand, and the guarantee company is entrusted to redeem the building, and the buyer's loan:

Qualification examination of the buyer → file search → inquiry → signing the real estate sales contract → applying for prepayment (before signing the real estate sales contract) → evaluation → doing foreclosure notarization → applying for prepayment and printing the repayment list → fund supervision, mortgage application → loan commitment letter (if the loan is first approved by the provident fund center as a combined loan) → the guarantee company issues a letter of guarantee → the bank redeems the real estate → the guarantee company repays → the property right certificate is recovered → the mortgage information is cancelled → the mortgage is cancelled.