The main reserve fund is the oldest money market fund in American history. Due to the collapse of Lehman Brothers in 2008, it fell below the par value of 1 USD, which triggered a large number of panic redemptions by investors, forcing the US Treasury to come forward to rescue the money fund. Our investment in the above-mentioned major reserve funds amounts to US$ 5.4 billion.
In 2005, the risk of the IMF actually occurred in China. However, at that time, all management companies used their own funds to cover losses and keep the face value of the money fund from falling below. To this end, several companies even invested 1 more than 100 million.
Question 2: Are the living and fixed deposits of Tian Tian Fund guaranteed? The essence of life treasure and term treasure is money fund, which does not guarantee income and capital preservation, but the risk is very low.
Question 3: What is the meaning of "live treasure" in the daily fund? It is a kind of money fund, which basically guarantees the principal and interest. The interest rate is much higher than the bank demand deposit, but less than the stock-bond mixed fund. However, the flexibility is similar to that of a demand deposit, and you can withdraw it at any time when you need it.
So, who will deposit the money in the bank now?
Question 4: Is the life treasure abc of China Everbright Bank guaranteed? This is absolutely safe.
Question 5: Is Bank of China Abao Life Insurance a guaranteed financial management? Similar in nature, they are all money funds, except that BOC's is BOC's, and everyday's is everyday.
Question 6: How do you know that a guaranteed-capital wealth management product must be guaranteed? These things are clearly stipulated by the CBRC and the CSRC. If the capital is guaranteed, the principal can definitely be guaranteed; If you don't write capital preservation, it may not be impossible. Investing in the latter can achieve technical capital preservation.
This is like Vanke issuing bonds, which will definitely be repaid if the capital is guaranteed, but the yield is low. If it is unsecured, because everyone believes in Vanke's reputation, it is basically no problem. Of course, the yield will be high. It's your choice.
Question 7: Does the net value of Harvest Monetary Fund always be 1 mean capital preservation? Is the money fund, 1 share is equivalent to 1 yuan, basically won't lose money, there are many money funds in the daily fund ~
Question 8: I saw a fund called Bank of China Capital Protection the other day. Do you mean capital preservation? What is its income? Bank of China capital preservation is a capital preservation hybrid fund. Capital preservation is possible, but it needs to be held at maturity and guaranteed for three years.
Income is hard to say. After three years of profit, you will earn it. If you lose money, you can only keep the principal.
Question 9: Will Tian Tian Fund Lifetime Bao lose money? Lifelong treasure is a monetary fund. It's the same as Alipay's balance treasure. Money funds are products that invest in bonds and money markets. Generally speaking, the cargo base is a capital-guaranteed wealth management product. It is unlikely to lose money. As a kind of goods base, live treasure generally has no loss problem. You can also refer to the investment article of Bao Yue written by Qianju. com。 The reason is the same.
Question 10: Is the live treasure of China Everbright Bank risky? Everything has risks, but as long as it is used properly, the risks will be minimized. If you don't need it, cancel it.