Phoenix Huimin Card can not only handle exclusive services such as government subsidies and social security at all levels, but also easily realize centralized subsidies and insurance payment with one card discount, which is convenient for customers to manage funds in a unified way; It can also provide financial services such as deposit and withdrawal, investment and wealth management. At the same time, there are also value-added services in leisure tourism in Beijing suburbs.
With Phoenix Huimin Card, you can enjoy comprehensive, convenient and safe financial services. Yin Zhenghui People's Account is a special account designed by Beijing Rural Commercial Bank for handling various financial subsidies and social security services, and has all the functions of an ordinary account.
As long as you have a "silver government Huimin account", you can receive funds such as pension insurance, medical insurance and financial subsidies, and you can also buy government bonds, funds, wealth management products and ordinary deposits and withdrawals. Bank Administration Huimin Account is a special product that Beijing Rural Commercial Bank provides convenient financial services to customers. With the support and guidance of Beijing Agriculture Committee, the activity of "Phoenix Country Tour Experience the New Countryside" sponsored by Beijing Rural Commercial Bank and Beijing Tourism and Leisure Agriculture Industry Association. The activity integrates various rural tourism resources such as specialty agricultural products stores, picking gardens, agricultural sightseeing parks, farmhouses, resorts and tourist attractions in Beijing suburbs. Beijing Rural Commercial Bank provides all-round financial support, so that the general public can also enjoy financial services such as credit card payment when traveling in Beijing suburbs.
Use Phoenix Card Series to visit the suburbs of Beijing, you can participate in the lucky draw by swiping your card (POS receipt will automatically print the winning information), and you can also enjoy exclusive discounts by swiping your card at the discount merchants of Phoenix Rural Tour. "Village convenience stores" are mainly built in remote rural areas without financial coverage/administrative villages with more than 0/000 people in Kloc. Select the village committee where the villagers' activities are concentrated as the location of the store, and provide convenient basic financial services for the villagers through the mode of self-service and manual counseling. It is a new rural financial service model with relatively low cost and wide service extension.
"Village Convenience Store" is equipped with multifunctional self-service terminal, 96 198 direct dial telephone and online banking self-service machine, which can provide services such as small cash withdrawal, payment recharge, transfer and remittance, fixed-activity mutual transfer, medical insurance transfer, passbook replacement and inquiry, and provide diversified financial channel services such as telephone banking and online banking. It is estimated that all the functions of rural convenience stores can meet about 82% of the basic financial needs of customers in rural areas. "Rural self-service store" refers to a service model that deploys financial self-service equipment in specific places in rural areas, adds guidance service on the basis of traditional self-service of banks, and organically combines "self-service+guidance service". It mainly provides all or part of self-service financial services such as cash deposit and withdrawal, transfer, inquiry and self-service payment, and provides services such as business consultation, guidance, publicity, sales and counter extension, which effectively solves most of the financial needs of customers in rural areas.
"Rural self-service stores" mainly choose financial blank administrative villages with more than 3,000 people, and their products are more functional, providing cash deposit and withdrawal services with strong demand from rural customers. It complements "rural convenience stores" and manned outlets in terms of selection criteria, product functions and service targets, and forms a financial service network of Beijing Rural Commercial Bank covering different economic development conditions in rural areas. "Community e-service" is an innovative product launched by Beijing Rural Commercial Bank, which benefits small and micro businesses in the community and facilitates people's lives. Including customers, merchants and butlers. Through the electronic account of Beijing Rural Commercial Bank, it combines online payment with offline services to provide convenient and fast community life and daily financial services for community residents.
Product features: First, through the electronic map and mobile phone positioning function, customers can lock physical stores and service products within 2 kilometers around the community; The second is to provide customers with functions such as browsing, booking, payment, door-to-door delivery and offline store consumption from online to offline; Third, it is convenient to operate, providing merchants with services such as "three-minute shop opening", commodity display and advertisement push, and providing community residents with functions such as peripheral classification service, commodity service selection and quick order placing; The fourth is convenient financial services, which can provide customers with convenient financial services such as balance management, time deposit and payment based on electronic accounts. CITIC Jiantou Fund and Beijing Rural Commercial Bank jointly launched the balance wealth management product "Phoenix Bao-CITIC Jiantou Phoenix Money Market Fund" at the outlets within its jurisdiction. The subscription and redemption of this product adopts the "automatic" mode, that is, the customer signs a contract to set the minimum retained balance of the account 500 yuan, and the excess is automatically converted into the "Phoenix Bao" monetary fund share every day. If the fund balance in the current account is insufficient during cash withdrawal, transfer or consumption, it will be redeemed automatically. It has the functions of "idle fund management, real-time consumption payment, transfer and cash withdrawal", which not only meets the stable investment income, but also ensures the liquidity of daily demand.