First of all, China Post Insurance is reliable.

China Post Life Insurance Co., Ltd. (referred to as "China Post Life") is a life insurance company controlled by China Post. It was established with the approval of the China Banking and Insurance Regulatory Commission on August 4, 2009, and officially opened for business on September 9, 2009.

Regarding China Post Life, I will introduce to you the relevant information of this insurance company.

Before we officially start, if there are friends who don’t know much about insurance, you might as well read this article: Super comprehensive!

All the insurance knowledge you want to know is here. From the company background, China Post Life has a registered capital of 28.663 billion yuan and is headquartered in Beijing; and currently, China Post Life has provided services to consumers in 22 provinces and cities across the country.

Corresponding insurance business services.

Secondly, China Post Life’s current business scope mainly includes various personal insurance businesses such as life insurance, health insurance, accident insurance, etc., and in 2021, China Post Life’s signed premiums reached 85.8 billion yuan, and its total assets reached 401 billion yuan.

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Seeing this, if anyone wants to know more details about China Post Life, you can click this article: How is China Post Life?

Is the product worth buying?

I believe many people don’t know much about insurance companies, and most of them may have only heard about them; but as more and more people begin to pay attention to insurance, many friends are stuck in the first step before choosing insurance products.

Choose an insurance company.

In addition, there are many insurance companies on the market. As a consumer with little knowledge, how should I choose the best one?

In fact, it is recommended that you refer to the solvency value of the insurance company. As long as it meets the requirements of the China Banking and Insurance Regulatory Commission, the core solvency adequacy ratio is not less than 50%, the comprehensive solvency adequacy ratio is not less than 100%, and the comprehensive risk rating is Category B and above.

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? There is no problem with the regulatory requirements.

According to information disclosed on China Post Life’s official website, the core solvency adequacy rate in the third quarter of 2022 was 95%, the comprehensive solvency adequacy rate was 157%, and the latest risk rating was Category BB.

It can be seen that China Post Life’s solvency is fully up to standard.