What is the net value of fund share confirmation? People who have just come into contact with the fund must have this question. What is the net value of the fund's share confirmation? The following is the so-called fund buying share compiled by Bian Xiao for everyone. I hope you like it.

What is the fund purchase share?

Fund purchase share refers to the number of fund shares obtained by investors when they purchase funds. Fund share represents the investor's equity share in the fund.

What are the functions of fund purchase shares?

Investment rights and interests: Fund shares represent investors' rights and interests in the fund. After the investor buys the share, he becomes one of the actual holders of the fund, enjoys the investment income of the fund and bears the corresponding risks.

Investment income: the value of fund shares changes with the change of fund portfolio. The investment income obtained by the fund will be reflected in the fund shares held by investors through value-added shares, and investors can obtain investment income by selling the fund shares.

Dividend income: In some funds, the fund company will give some income from fund investment to investors in the form of dividends. Investors holding fund shares can enjoy dividend income, the specific amount depends on the number of fund shares held by investors and dividend policy.

Redemption or conversion: Investors holding fund shares can choose to redeem (sell) part or all of their shares at any time, or convert their shares into other fund products managed by the same fund company. This provides investors with the flexibility to adjust according to the market environment or personal needs.

When will the fund buy shares?

If the fund buys after 3 pm on the trading day, it is calculated according to the net value at the close of the second trading day, and the share is confirmed on the third trading day. After the fund confirms the share, it will calculate the income.

Fund trading hours: Monday to Friday, 9: 30am-1:30am, afternoon13: 00pm-15: 00pm, and trading is not allowed on legal holidays.

Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.

According to different standards, securities investment funds can be divided into different types:

1, which can be divided into open-end funds and closed-end funds according to whether the fund units can be increased or redeemed. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

2. According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

3. According to the difference of investment risk and income, it can be divided into growth fund, income fund and balanced fund.

4, according to the different investment objects, can be divided into stock funds, bond funds, money market funds, futures funds, etc.

Fund operation skills

Look at the market outlook before operating.

The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a period of time to maximize the benefits. If it is a bear market, redeem it in advance and put it in the bag.

Switch to other products

Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also an idea of redemption.

Regular fixed redemption

Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Fixed-term redemption is a redemption method of fixed-term investment.

When to buy the net value of the fund?

1. What was the net value of the fund when it was purchased?

Fund trading days are generally from Monday to Friday (except weekends and holidays), and every day is bounded by 15. Purchase the fund before the trading day 15, and determine the subscription share with the net value of the fund on that day; If the fund is purchased on a non-trading day, the subscription share shall be determined by the net value of the fund on the following trading day.

For example, if the payment is successful before February 30th (Monday) 15:00, then the net value of the fund is calculated according to the net value of 65438 on February 30th;

If the payment is successful after Monday 15:00 on February 30th and before Tuesday 15:00, the net value of the fund shall be calculated according to the net value of12,315: 00;

If the payment is successful after 65438+February 3 1 (Tuesday) 15:00, the net value of the fund will be calculated according to the net value of 65438+1 October 2, and New Year's Day 65438+1kloc-0/is a legal holiday.

Similarly, the calculation method of fund redemption net value is similar to that of fund subscription. If the fund is sold on T-day, the fund company will calculate the net value on T-day.

If the application for redemption of the Fund is made after 65438+February 3 1 (Tuesday) 15:00, the net redemption value of the Fund will be calculated according to the net value of 65438+1October 2, and the redemption confirmation date will be 65438+1October 3.

The above content about buying funds is calculated according to the net value of the day, and I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.

2. Does the rise and fall of the net value after the fund is sold affect the expected return?

The redemption amount is calculated according to the net value of the fund on T day, and the expected income of the fund is only calculated to T day. The rise and fall of the fund's net value after T+ 1 day has nothing to do with the expected return.

3. What is the net redemption value of 3.lof fund?

Lof fund's on-site subscription or redemption of funds belongs to fund trading business: trading according to the net value of the fund on that day, following the principle of unknown price, and collecting on-site subscription fee and redemption fee according to the fund contract.

Buying and selling LOF funds in the market, like stock trading, are traded at the matching price in the market; The transaction commission shall be subject to the brokerage company. Investors can trade LOF in the market faster than buying and redeeming it outside the market. For example, investors can buy fund shares on T+ 1 day, at least on T+2. If the investor sells the investor's fund share on T day, T+ 1 will be available, and the redemption funds will not arrive until at least T+3 day.

What is the confirmed net value of the fund share?

If the fund is bought before 3 pm on a working day, the share will be confirmed on T+ 1 day, that is, the next working day. For example, buy it before 3 pm on Monday and confirm it on Tuesday. The confirmed share is calculated according to the net value on Monday night.

If it is a rest day before 3 pm, because the day is not a trading day, T day is the next trading day, and T+ 1 day is the next trading day. For example, if you buy a fund on Saturday morning, T day is Monday and confirmed on Tuesday. The confirmed share is calculated according to the net value on Monday night.

In addition, if you buy after 3 pm on weekdays, T+ 1 will be postponed for one day, and it will be postponed in case of holidays.