Three insurances and one gold shall be paid by the employer. What should we do? This problem puzzles the administrative or financial personnel in your unit.

First of all, if it is a new company, go to the social security submission materials (copy of business license, copy of organization code certificate, original (audit)) in your city to get the form, and then submit the application. So after all this is done, you can declare and insure. In Nanning, you only need to submit two one-inch photos and an application form to declare. Of course, you will have to pay some fees. For example, social security account books, medical card money and so on, but generally it is also paid by the unit. It won't cost much. This unit is a bit stingy if you want individuals to pay for it.

As for how to use it, this problem is hard to survive. Of course, pensions are not used until they are old. There is no need to explain. In terms of medical care, if you are sick, you can pay with a medical card when you go to the hospital. Of course, many pharmacies can also use medical cards to buy medicines or supplements, daily necessities and so on.

Unemployment insurance means you need it when you are fired. But to be honest, this money is not easy to come by. Submit a lot of materials every month and sign in. It seems that I can only get it for six months or something. In short, half of the unemployed in China would not take it if they were not really poor.

Housing accumulation fund: individuals purchase, build, renovate and overhaul their own houses; Retirement, complete loss of working ability, and termination of labor relations with the unit; Cities and counties where the registered permanent residence has moved out or settled abroad; Repay the principal and interest of the house purchase loan; If the rent exceeds the specified proportion of family wage income, you can withdraw the housing provident fund. Generally do not have this money, loans to buy a house will generally find a bank. If there is, you can use the provident fund loan, and the interest will be lower.