Serious illness fund: it is an expenditure earmarked for serious illness medical expenses. The standard of serious illness fund is 60 yuan per employee per year, which is paid by individuals. It is generally used when hospitalized in designated medical insurance hospitals.
The following are the contents of the serious illness relief fund:
1. According to national regulations, our city has established medical assistance insurance for serious illness while establishing basic medical insurance. The basic medical insurance pooling fund and the serious illness relief fund are listed separately and used separately. When the insured is hospitalized in a designated hospital, he shall be paid by the overall fund first. Within one year, the maximum payment limit of the overall fund is 27328 yuan.
2 insured patients suffering from serious illness or serious illness, medical expenses exceeding the maximum payment limit of the overall fund shall be paid by the serious illness relief fund. Within one year, the maximum payment limit of the serious illness relief fund is 6.5438+0.5 million yuan.
3. The use of serious illness relief fund is not limited to a certain disease, but based on the occurrence of hospitalization expenses, which is closely linked to the use of basic medical insurance fund.
That is to say, if an insured person is hospitalized due to illness, the medical insurance fund can pay his medical expenses up to 177328 yuan within one year, which can better ensure that patients with major diseases get better treatment.