As of March 19, 2022, the holding period of China Post's exclusive mixed A(0 1 1872) was six months, rising by 0.28% in June, falling by -0.76% in March, and falling by-0.8/kloc in October.
China Post enjoys a mixed partial debt fund with a fund scale of 4.965 billion, which has been in the forefront of the same type of funds.
The investment scope of the Fund is financial instruments with good liquidity, including domestic stocks issued and listed in accordance with the law (including small and medium-sized board, Growth Enterprise Market and other stocks allowed by the China Securities Regulatory Commission).
Depositary receipts refer to stocks listed on the Hong Kong Stock Exchange (hereinafter referred to as "Hong Kong Stock Connect") and allowed to be traded through the interconnection mechanism between the mainland and Hong Kong stock markets.
Bonds (including government bonds, central bank bills, financial bonds, corporate bonds, corporate bonds, medium-term notes, short-term financing bonds, publicly issued subordinated bonds, local government bonds, convertible bonds, exchangeable bonds and other bonds allowed by China Securities Regulatory Commission),
Asset-backed securities, bank deposits, bond repurchases, interbank deposit certificates, stock index futures, treasury bonds futures and other financial instruments allowed by laws and regulations or China Securities Regulatory Commission to invest in the Fund (subject to the relevant provisions of China Securities Regulatory Commission).
Partial debt fund: mainly investing in bonds, with moderate returns, more returns than bonds, but greater risks. Among them, the median allocation ratio of bond investment is greater than that of stock assets, and the gap between them is generally above 10%. If the difference is between 5% and 10%, the attribution will be determined according to the performance comparison benchmark.
Faced with the long-term structural bubble risk in China stock market, many small and medium-sized investors' demand for hedging has gradually increased, and they are unwilling to chase up and down, and instead invest in products with less risk. Recently, the very popular partial debt fund, with its characteristics of "advance and retreat, both offensive and defensive" and flexible charging methods, has become an ideal choice for stable investors and safe-haven funds.
Class A bond funds: front-end fees are charged, and the general rate is 1%- 1.2%. If investors have no judgment on the investment period, they can consider buying Class A funds.
Class B bond funds: back-end fees, with a general rate of 1.2%- 1.5%, slightly higher than front-end fees. If investors decide to hold it for more than 3 years, they can consider choosing Class B. Because the cost of Class B for 2-3 years is only 0.7%, and the longer it is, the less it will be.
Class C bond fund: no subscription fee is required, but 0.3% sales service fee is charged every year. After three years, the sales service fee is lower than 1% on average, which is lower than the front-end subscription fee (asset appreciation is not considered for the time being). If it is a short-term investment, such as 1-2 years, then investors should choose C debt. If you hold this charging model for more than 2 years, it will not be cost-effective.