Take it out when the time is up. Only then will the interest be settled.
Fixed income is investment income obtained at a predetermined rate of return. If bonds and certificates of deposit mature, investors can receive the agreed income. Therefore, this type of assets plays a stable role with low risk and low returns in the entire asset allocation system. The interest start date of fixed-income financial products refers to the date when interest begins to accrue.
Different periods of fixed income financial products have different interest start times. Users can check the specific interest start time of each period in the product details. As long as it is within the financial management period, regardless of whether it is a weekend or a national legal holiday, interest will be calculated every day, all year round. Interest will be calculated.
Calculation of bank financial management time:
If the bank financial management product is purchased on Friday, the bank financial management product will start accruing interest from the end of the raising period, and the principal and interest will be paid after the closing period. Only then will the account arrive.
If it is a fund-type financial management purchased at a bank, it will be confirmed on the next trading day, that is, interest will begin to be calculated on the next trading day, and the income of fund-type financial management will be calculated daily.
In general, if it is a fixed-term financial product, the principal and income will not arrive until maturity; if it is a fund-type financial product, then financial management will start from the share confirmation date .