Users with Alipay sesame score above 650 can apply to join Mutual Treasure. The operation steps are as follows:

1. Log in to your personal Alipay account;

2. Click "Ant Insurance" on the "My" page;

3. On the Ant Insurance page, click "Mutual Treasure";

4. Authorize the inquiry of sesame credit evaluation results, and click "Join Now";

5. Read the confirmation of health requirements carefully, and click "Meet the requirements" and "Agree to the agreement and join" if it meets the requirements;

6. Enter the payment password to verify your identity and join successfully.

In addition, Alipay users can also directly search for the keyword "mutual treasure" on Alipay homepage, click the search result to enter the mutual treasure application interface, and press the reminder.