Yes, medical insurance in social insurance is different from basic pension insurance. There are multiple payment levels to choose from. Whether medical insurance is the employee social insurance system, the new rural social insurance system, or the urban residents social insurance system, there is no high-end or high-end insurance system.
For low-end differences, this payment standard is revised once in a calendar year. After the local government announces the social average salary every year, the payment amount is determined according to the unified standards determined by the social security payment coordinating area, and the insured persons are adjusted once a year.
1. Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide workers within the coverage with basic medical needs when they fall ill.
Employers and individuals pay insurance premiums in a certain proportion to establish a social medical insurance fund to pay employees' medical expenses.
Individuals only need to pay the money to the relevant departments of their units or enterprises every month, or they can pay it to the local social security bureau.
2. The basic medical insurance premium for enterprise employees shall be paid by the participating units at the rate of 8% of the total wages of all employees every month.
The basic medical insurance premiums that self-employed businesses, freelancers, etc. need to pay every month are determined by unified calculation standards in each payment coordinating region, which are generally determined based on 80% of the local average city salary in the previous year divided by 12.