People over 60 years old can buy rural pension insurance.

If a woman starts taking insurance at the age of 23, she pays a monthly premium of 400 yuan, and when she retires at the age of 55, she pays for 32 years, and the total payment is 160,000 yuan.

If you choose to receive it in 20 years, you can receive 15,176 yuan per year from the age of 55 to 75, and you will receive approximately 300,000 yuan in 20 years.

In addition, when you are 75 years old, you can also receive a one-time payment of 180,000 to 250,000 yuan. If you take a one-time payment of 200,000 yuan, from the age of 55 to 75, you can receive 320=500,000 yuan in one ***.