First of all, it is no problem for people with better economic conditions to buy a house with 1/3 deposit or 2/3 deposit, because such people have a stable income, and their monthly income can ensure that they live a carefree life. These deposits do not have much effect on themselves. On the contrary, they can improve their living conditions by taking out their savings to buy a house.
However, for people whose jobs and incomes are not very stable, if they take out13 of their savings to buy a house, it will also put great pressure on such people, especially those who buy a house by stages. It seems that they still have two-thirds of their savings, but considering the monthly expenses, especially those young people who are injured and old, their jobs are not very stable. It is very stressful for me to take out 1/3 of my savings every month to buy a house with a relatively high mortgage. Therefore, I personally do not advocate or approve of this practice. I will try my best to maintain the status quo and ensure my daily expenses and life. There is no need to lower my quality of life because of buying a house, which makes my mood more anxious!
But everyone and every family are different. If the deposit is not particularly large, there is no need to add pressure to buying a house. We must guarantee a minimum standard of living. If we have enough money in hand, we can consider buying a house with some money. After all, the house is just needed, which is still very important for most families.