Since the beginning of this year, the fund's rate of return is -3.92%, the same type of rate of return is -2.84%, and the Shanghai and Shenzhen 300 rate of return is -4.0 1%, ranking in the middle reaches of the same type. Because the fund is an index fund, track the index. When the market trend is bad, it is difficult for the fund to perform well. At present, the stock market valuation is obviously low, which has long-term investment value. However, in the short term, it still faces the systemic risk of corporate profits going down. Because fixed investment is a long-term investment, according to historical data, the fixed investment method stops fixed investment after losses, and the income from continuing fixed investment when the market rises is not as good as the profit effect of insisting on fixed investment all the time. At present, there are three ways of fixed investment: ordinary fixed investment, intelligent fixed investment and trend fixed investment. Intelligent fixed investment intelligently changes the amount of fixed investment according to the moving average method (high position, low investment or no investment, low position, high investment), and the trend fixed investment changes the investment of high-risk funds and low-risk funds according to the trend method (the upward trend is established, and the high-risk funds are invested; The downward trend is established, investing in low-risk funds). If it is a regular fixed investment, I suggest you switch to smart fixed investment or trend fixed investment. For fixed investment varieties, Jimmy Fund suggests investing in fund varieties with stable long-term performance, low risk, infrequent changes in fund managers and strong ability of fund managers to choose stocks at the right time. I suggest you pay attention to the smart fixed investment business launched by Jimi.com, which will automatically judge the investment amount of each period according to the market trend. In addition, Jimi.com will screen out the fund varieties that meet your requirements according to your risk preference.