First, the rates are different, and you can enjoy preferential rates for fixed investment. For example, the subscription is 1.5%, and the fixed investment can be 1.2%, or even lower.

Second, the fixed investment has stipulated the investment discipline for itself, and it is not easy to grasp the time when buying. Of course, if you have experience, you can choose to buy directly.

As long as we insist on long-term investment, the fund will make the best investment. The advantage of the fixed investment of the fund is that it can spread the cost very low, so you can make a steady profit by insisting on investing in the bear-cow cycle.

Third, the amount of fixed investment is required to be low, while the starting point of direct purchase amount is generally high.

Hope to communicate more!