e-account opening refers to a debit account directly opened online and applied in e-banking, without physical media.
e-account is a personal comprehensive account that realizes expenses through electronic channels and mainly relies on personal online banking to handle investment and wealth management, fund collection and other businesses.
CCB e-account refers to the real-name registration system account opened through CCB e-banking. Ordinary bank accounts will be issued with a card, while E-account is not worthy of issuing cards, but the account actually exists on the Internet, and it can handle account business such as investment and wealth management.
The main functions of Dragon Cartoon are transfer, consumption, cash deposit and withdrawal and payment; E account mainly refers to the debit card account opened directly on the Internet and applied in e-banking. Details are as follows:
1. Construction Bank Dragon Cartoon provides customers with better, faster and more comprehensive financial services. China Construction Bank has comprehensively upgraded the functions of the original product "Dragon Card Savings Card" and integrated it with the original wealth management card silver card to launch a comprehensive debit card product-"Dragon Cartoon" for mass customers.
2. E account refers to a debit card account opened directly on the Internet and applied in e-banking. It is mainly used in investment and wealth management products such as funds, precious metals in accounts and wealth management products without physical media.
there is no restriction on the transfer of funds into this account, but it can only be transferred to the bound account set when opening the account, and it must be opened in person's real name.
extended information:
e account:
1.e account
E account is a virtual electronic account product launched by CCB. It does not need to be equipped with a physical card, and mainly relies on electronic channels (such as mobile banking, personal online banking, etc.) for spending accounts, and can handle personal comprehensive accounts for fund management, investment and wealth management.
2.e account processing conditions
you need to provide your own entity savings account and common mobile phone number to apply for opening an account. The entity savings account will be bound to the E account as the only transfer-out account of its funds; The commonly used mobile phone number will be used as the only receiving mobile phone number for SMS verification code and SMS notification information when E account handles business, and will be the preferred way for CCB to contact customers.
3. How to open an e-account for customers from different channels
You can open an account by downloading the mobile banking client, logging in to personal online banking, or internet websites.
4. What is the E account used for
Customers can enjoy CCB's investment and wealth management, living payment, fund management and other services through the E account (subject to the open functional scope of CCB).
5. How to log on to the online banking website to open the E account? After opening the E account, you need to upload a photo of your ID card and transfer any amount from the bound account to the E account, which will be verified by CCB to complete the activation. After the e account is activated, if the customer does not open the personal online banking service, CCB will automatically open the regular online banking for the customer. The e account is the only non-contracted account in the online banking account list, and the customer needs to set the login password through the "first login" process before using it.
if the customer has started the personal online banking service, CCB will automatically add the e account to the list of online banking accounts as a non-contracted account, and the customer can log in to online banking for normal use.
Resources: China Construction Bank _ Baidu Encyclopedia